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2905 Plumrose Ln, McHenry, IL, 60050

4beds
3baths
3,176sqft
$459,900
$145price/sqft
$3,669/moest. monthly cost
$146,760/yrincome needed

About This Home

**Buyers couldn't get their home sold - no fault of sellers. Inspection and appraisal completed without issue** Searching for a home where everyone finally has room to spread out? You've found it here. Meticulously maintained by the original owners, this spacious 4 bedroom, 2.5 bathroom home offers expansive living areas, thoughtful updates, and an unbeatable location. The main level features an excellent layout with both formal and casual living spaces. A separate formal dining room is perfect for hosting gatherings, while the additional front living room offers flexible space for a playroom, home office or sitting room. The oversized main living area easily accommodates even the largest sectional and flows seamlessly into the eat-in kitchen complete with granite countertops, wood cabinetry, center island, and abundant prep and storage space. A huge first-floor laundry and mudroom adds exceptional convenience, along with a main level powder room for guests. Upstairs, a spacious central loft creates the perfect second living area, hangout space, playroom, or home office. The massive primary suite is truly a retreat with enough room for a private sitting area or additional living space, an enormous walk-in closet, and full en suite bathroom with double sink vanity, soaking tub, and separate shower. Three additional bedrooms are all generously sized and share a full hall bathroom. The unfinished English basement offers ample daylight and endless potential for future living space, recreation areas, gym, or storage. Outside, enjoy relaxing or entertaining on the large composite deck overlooking plenty of green space. A storage shed and 3-car garage provide room for all your tools, toys, and outdoor equipment. Located just a block from the neighborhood park and minutes from Riverside Drive shopping and restaurants, Veteran's Park, McHenry's popular Pearl Street Market with weekly live music and food trucks, the riverwalk, waterfront, and all the recreation and lifestyle McHenry is known for.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
6/10
Mchenry Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Water Softener Owned
  • Laundry features: Main Level,In Unit,Sink

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial Exposure,Concrete,Full,Daylight

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Family Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 378
  • Dimensions: 21X18

Features

  • Walk-In Closet(s),Open Floorplan,Granite Counters,Separate Dining Room
  • Window features: Window Treatments
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,250
  • Total interior livable area: 3,176 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Granite Counters),Flooring (Vinyl)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Laundry

  • Features: Flooring (Vinyl),Window Treatments (Blinds)
  • Level: Main
  • Area: 117
  • Dimensions: 13X9

Living Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 266
  • Dimensions: 19X14

Loft

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 190
  • Dimensions: 19X10

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Second
  • Area: 462
  • Dimensions: 22X21

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0924355001
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Partial

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 85x136x85x136

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$234$2,808
Property Taxes $866$10,392
Electricity $244$2,931
Total$3,669$44,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,794/yr
40% on housing$110,070/yr
45% on housing$97,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 60050$174
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60050$195
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$459,900
2026-07-22Listing removed$459,900
2026-07-06Listed for sale$459,900
2004-03-22Sold$281,295

For Sale by Agent

AgentJamie Decker
BrokerageeXp Realty

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