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About This Home

Freshly refinished hardwood floors welcome you into this spacious home featuring 4 bedrooms and 3 full bathrooms, including a private lower-level bedroom and full bath-ideal for guests, related living, or a home office. The finished lower-level family room offers the perfect space to relax, entertain, or enjoy movie nights. Two sliding glass doors provide easy access to the backyard, where you'll find a concrete patio and fire pit, creating an inviting outdoor space for gatherings. Additional highlights include a 2-car attached garage, a partial crawl space for extra storage, and a roof replaced in 2020. Conveniently located in Deerpass Greens neighborhood, this move-in-ready home offers the perfect blend of space, comfort, and functionality.

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

4/10

Ulysses S Grant Intermediate SchoolGrades 4-51.3 mi

5/10

Marengo Community Middle SchoolGrades 6-81.3 mi

8/10

Marengo High SchoolGrades 9-121.5 mi

Construction

Condition

Year built: 2005

Materials

Foundation: Concrete Perimeter
Roof: Asphalt
Construction materials: Vinyl Siding

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Appliances

Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
Laundry features: Gas Dryer Hookup

Basement

Has basement: Yes
Basement: Finished,Crawl Space,Partial,Daylight

Bedroom2

Features: Flooring (Carpet)
Level: Second
Area: 130
Dimensions: 13X10

Bedroom3

Features: Flooring (Carpet)
Level: Second
Area: 140
Dimensions: 14X10

Bedroom4

Features: Flooring (Carpet)
Level: Lower
Area: 117
Dimensions: 13X9

Bedrooms & Bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3

Dining Room

Features: Flooring (Hardwood)
Level: Main
Area: 210
Dimensions: 15X14

Family Room

Features: Flooring (Carpet)
Level: Lower
Area: 286
Dimensions: 22X13

Features

Door features: Sliding Doors,Storm Door(s)
Window features: Blinds

Heating & Cooling

Heating features: Natural Gas
Cooling features: Central Air

Interior Area

Total structure area: 0
Total interior livable area: 1,950 sqft

Kitchen

Features: Kitchen (Island),Flooring (Hardwood)
Level: Main
Area: 240
Dimensions: 16X15

Laundry

Level: Basement
Area: 91
Dimensions: 13X7

Living Room

Features: Flooring (Hardwood),Window Treatments (Blinds,Curtains/Drapes)
Level: Main
Area: 400
Dimensions: 25X16

Master Bedroom

Features: Flooring (Carpet),Bathroom (Full)
Level: Second
Area: 140
Dimensions: 14X10

Property

Accessibility

Accessibility features: No Disability Access

Details

Parcel number: 1125178008
Special condition: None

Lot

Features: Corner Lot
Lot size dimensions: 88X135X135X80

Parking

Total spaces: 2
Parking features: Asphalt,Garage Door Opener,Yes,Attached,Garage
Has garage: Yes
Attached garage spaces: 2
Covered spaces: 2
Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Cold WaveRelatively High
Inland FloodingRelatively High
TornadoRelatively High
HailModerate
Strong WindModerate
Winter WeatherModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Illinois Counties

Flood

Other

Severe Storm

Straight Line Winds

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$1,769	$21,228
Home Insurance *	$185	$2,220
Property Taxes	$658	$7,896
Electricity	$149	$1,799
Total	$2,761	$33,132

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$110,440/yr

35% on housing$94,662/yr

40% on housing$82,830/yr

45% on housing$73,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered

Wildfire

Add-on available

Hail

Wind

Visit Website →

Current Policies

Residential: 1,961Commercial: 62

Total Premiums$4.35M

Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%

13.0%

0%30.0%

Electricity Growth Rate10-year average: 5.5%

5.5%

0%15.0%

Property Taxes Growth Rate2-year average: -1.4%

-1.4%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 60152$175

McHenry County$201

vs Homes Sold Last Month

Median $/sqft