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10651 Capitol Ln, Huntley, IL, 60142

3beds
3baths
2,329sqft
$489,900
$210price/sqft
$3,744/moest. monthly cost
$149,760/yrincome needed

About This Home

Hurry! Absolute mint condition! This beautiful partial brick front home sits on an oversized corner lot with mature trees and even your own garden! Grand 2-story foyer greets you. Separate formal living/flex room with bay bump-out! Large family room with cozy gas log stone fireplace and oversized window for extra light! Upgraded eat-in kitchen with separate butler bar, walk-in pantry, 42" custom maple cabinetry, stainless steel appliances, large center island, and separate eating area with sliding door to brick patio! Separate formal dining room with bay bump-out, perfect for entertaining! Spacious master bedroom with double door entry, tray ceiling, closets, and private luxury bath with raised dual-sink vanity, whirlpool tub, and walk-in glass shower! Generous-sized secondary bedrooms! Loft could easily be a 4th bedroom if needed. Convenient 2nd-floor laundry with extra cabinets! Full basement with bath rough-in awaits your finishing touches! Excellent Huntley schools! Furnace '23, A/C '19! Some newer appliances. Close to schools and shopping. Shows like a model!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

--
Chesak Elementary SchoolGrades K-20.7 mi
7/10
Marlowe Middle SchoolGrades 6-81.0 mi
8/10
Huntley High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Other

  • Builder model: MANHATTAN

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Humidifier
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Bath/Stubbed,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Eating Area

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Features

  • Vaulted Ceiling(s)
  • Window features: Screens
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Family Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 80
  • Dimensions: 10X8

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,329 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Pantry-Walk-in),Flooring (Hardwood)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Second
  • Area: 48
  • Dimensions: 8X6

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Loft

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 187
  • Dimensions: 17X11

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 247
  • Dimensions: 19X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1827301012
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot
  • Lot size dimensions: 71x45x119x100x148

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$166$1,992
Property Taxes $922$11,064
Electricity $179$2,149
Total$3,744$44,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,365/yr
40% on housing$112,320/yr
45% on housing$99,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 60142$224
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60142$216
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2003-04-24Sold$327,002

For Sale by Agent

AgentRobert Wisdom
BrokerageRE/MAX Horizon

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