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10719 Front Beach Rd Unit 205, Panama City Beach, FL, 32407

4beds
3baths
2,115sqft
$925,000
$437price/sqft
$6,499/moest. monthly cost
$259,960/yrincome needed

About This Home

Stunning Gulf-Front 4-Bedroom, 3-Bathroom Condo at Marisol Welcome to this incredible Gulf-front condo at Marisol, offering expansive views and a luxurious living experience with 4 bedrooms and 3 bathrooms. This unique property includes a spacious 3-bedroom, 2-bathroom unit, plus a 1-bedroom, 1- bathroom lockout, with walk in shower and jacuzzi tub. Perfect foe parent's grand parents' or guests. One bedroom has two custom built bunk beds allowing the unit to sleep 12 comfortably. Key Features: Gulf-Front Views & Sunsets: Enjoy breathtaking sunsets and panoramic Gulf views from your private balcony. The serene beach setting offers the perfect backdrop for both relaxation and entertainment. Open and Inviting Interior: The condo boasts a spacious and open floor plan, with brand-new LVP flooring throughout and freshly painted walls, offering a modern and sleek aesthetic. Kitchen: The fully-equipped kitchen is perfect for preparing meals with ease, featuring plenty of counter space, quality appliances, and ample cabinetry for storage. Master Suite Retreat: The master bedroom is spacious, with large windows showcasing the Gulf views. The master en-suite bathroom offers dual vanities, a soaking tub, and a separate shower for ultimate relaxation. Lockout Suite for Flexibility: The separate 1-bedroom, 1-bathroom lockout provides privacy and convenience, ideal for guests, rental opportunities, or a private getaway within your home. Low-Density Community: Marisol is a low-density building with only 45 units, offering a peaceful, less-crowded environment and a more intimate community feel. Residents enjoy a quiet, relaxed atmosphere with all the benefits of Gulf-front living. Prime Location: Centrally located near the best shopping, dining, and entertainment options, you're just a short drive from everything the area has to offer. Whether you're looking to explore local attractions or enjoy a quiet day at the beach, this location provides the best of both worlds. Additional Highlights: New LVP flooring throughout Freshly painted interior Ample closet space Secure, covered parking Gulf-front pool and beach access Don't miss your opportunity to own a slice of paradise at Marisol—schedule a private showing today! New buyer to honor all rentals currently booked. All information is deemed reliable but not guaranteed and should be verified by Buyer.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades 6-83.0 mi
4/10
J.R. Arnold High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 17 x 15

Bedroom

  • Level: First
  • Dimensions: 14 x 11

Bedroom

  • Level: First
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,115
  • Total interior livable area: 2,115 sqft

Kitchen

  • Level: First
  • Dimensions: 16 x 10

Laundry

  • Level: First
  • Dimensions: 10 x 5

Living Room

  • Level: First
  • Dimensions: 22 x 14

Master Bedroom

  • Level: First
  • Dimensions: 20 x 12

Property

Details

  • Parcel number: 34881708000
  • Attached to another structure: Yes

Features

  • Pool features: Community
  • Patio & porch: Balcony
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf,Shoreline - Sand

Lot

  • Lot size dimensions: 0 x 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$334$4,008
Property Taxes $1,276$15,312
Electricity $212$2,554
Total$6,499$77,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$222,822/yr
40% on housing$194,970/yr
45% on housing$173,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$270
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-04Price change$950,000
2026-01-09Price change$960,000
2025-10-03Listed for sale$975,000
2004-06-30Sold$435,000

For Sale by Agent

AgentAllen Owens
BrokerageCounts Real Estate Group Inc

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