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4850 Fable Hill Pkwy N, Hugo, MN, 55038

5beds
4baths
4,090sqft
$649,000
$159price/sqft
$4,595/moest. monthly cost
$183,800/yrincome needed

About This Home

Terrific, exceptionally maintained 5BD/4BA Two-Story Lookout in Hugo's highly sought after Fable Hill neighborhood featuring several enticing updates with a screened-porch/deck overlooking scenic views of 17 acres of city-owned open space! Appreciate the contemporary design of the light-filled vaulted great room with open floor plan perfect for family & friends. This house features a desirable main floor primary suite with in-floor heat in the ensuite BA. Significant NEW updates include granite kitchen counters & backsplash, LVP flooring on main level, composite decking/aluminum railings, water softener & water heater, several light fixtures, and roof (2017). The now finished lower level adds perfect space for entertaining with a family room, a game/eating area (w/in-floor heat) boasting built-in cabinetry, a wet bar & refrigerator, exercise/flex room, 5th BD and a 3/4 BA. There are indeed gas fireplaces in BOTH the main floor great room & the lower-level family room! Conveniently located on the south end of Hugo close to Bald Eagle Lake and all the White Bear Lake area amenities. Absolutely move-in ready!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
North Star ElementaryGrades K-52.2 mi
6/10
Central Middle SchoolGrades 6-83.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Age Over 8 Years

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Central Vacuum,Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Egress Window(s),Finished,Full,Sump Basket,Sump Pump,Tile Shower

Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15x16

Bedroom2

  • Level: Upper
  • Area: 300
  • Dimensions: 15x20

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom5

  • Level: Lower
  • Area: 180
  • Dimensions: 12x15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Exercise Room

  • Level: Lower
  • Area: 252
  • Dimensions: 14x18

Family Room

  • Level: Lower
  • Area: 345
  • Dimensions: 15x23

Features

  • Central Vacuum
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,205
  • Finished area above ground: 2,501

Great Room

  • Level: Main
  • Area: 285
  • Dimensions: 15x19

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,090
  • Total interior livable area: 4,090 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 6x8

Office

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Other

  • Level: Lower
  • Area: 276
  • Dimensions: 12x23

Screened Porch

  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3003121420069
  • Zoning description: Residential-Single Family
  • Foundation area: 1589

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Patio & porch: Composite Decking,Covered,Deck,Enclosed,Front Porch,Rear Porch,Screened

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 66 x 196 x 67 x 189

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage,Garage Door Opener,Tandem Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$309$3,708
Property Taxes $661$7,932
Electricity $344$4,139
Total$4,595$55,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,542/yr
40% on housing$137,850/yr
45% on housing$122,533/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 55038$217
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55038$206
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$689,000
2017-02-13Sold$367,700
2017-01-03Pending sale$375,000
2016-12-24Listed for sale$375,000
2011-11-28Sold$326,000
2011-10-16Price change$349,900
2011-10-13Listed for sale--
2006-03-22Sold$489,900
2005-09-29Sold$489,900

For Sale by Agent

AgentCathleen C. Gjermo
BrokerageKeller Williams Premier Realty

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