10426 198th Street Ct E, Graham, WA, 98338
About This Home
Welcome to this one-of-a-kind 2,115 sq ft home featuring 3 bedrooms, 3.5 baths, and a spacious bonus room designed to fit a variety of lifestyles. The flexible floor plan offers space for guests, a home office, hobbies, or multi-generational living. Main-floor wheelchair accessibility provides added convenience and functionality, while the upstairs primary suite serves as a private retreat with its own 8' x 24' covered deck, perfect for enjoying peaceful mornings or relaxing evenings. Outdoor living is the true highlight of this property. The impressive 24' x 30' covered deck is built for year-round enjoyment and features a propane-fired brick oven, cabana bar, built-in heaters, and weather curtains to create a warm, inviting atmosphere during cooler months. A dedicated hot tub room offers the perfect place to unwind, while storage beneath the deck provides practical space for outdoor equipment and seasonal items. Two covered 36-foot side areas add even more versatility, including a dedicated outdoor cooking area ideal for entertaining. High-efficiency gas furnace and central A/C installed in 2021. Pre-inspected for added peace of mind, with most recommended repairs already completed. This unique property offers a rare combination of comfort, accessibility, and unmatched indoor-outdoor living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 2004
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Wood Products
Other
- Builder name: Terra Homes
Type & Style
- Home type: Townhouse
- Architectural style: Contemporary,Townhouse
- Property subType: Townhouse,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage
Basement
- Basement: None
Bathroom Full
- Level: Second
Bathroom Full
- Level: Second
Bathroom Full
- Level: Main
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Bonus Room
- Level: Garage
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry
- Window features: Dbl Pane/Storm Window
- Flooring: Ceramic Tile,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Lower Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Forced Air,High Efficiency (Unspecified),Electric,Natural Gas
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,115
- Total interior livable area: 2,115 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Second
Other
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: TBD
- Special condition: Standard
Features
- Levels: Multi/Split
- Entry location: Main
- Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Hot Tub/Spa,Pantry,Walk-In Closet(s),Water Heater
- Has spa: Yes
- Spa features: Indoor
- Topography of land: Partial Slope
Lot
- Lot size: 4,791 sqft
- Features: Dead End Street,Paved,Deck,Dog Run,Fenced-Fully,High Speed Internet,Hot Tub/Spa,Outdoor Fireplace
Parking
- Total spaces: 2
- Parking features: Off Street
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Pierce County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,629 | $31,548 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $467 | $5,604 |
| Electricity | $149 | $1,793 |
| Total | $3,378 | $40,536 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $519,999 |
| 2005-02-25 | Sold | $188,950 |
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