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867 160th Ln NW, Andover, MN, 55304

4beds
3baths
1,940sqft
$499,900
$258price/sqft
$3,395/moest. monthly cost
$135,800/yrincome needed

About This Home

Stunning 4 bed, 3 bath, 3 car, now avaiable! Welcome to this beautifully updated 4-bedroom, 3-bath home in Andover, offering spacious living areas, generous bedrooms, and modern improvements throughout. Step inside the large foyer to find new LVP flooring, new carpet, and paint creating a fresh, move-in-ready feel. The bright and open layout provides comfortable spaces for everyday living and entertaining. Upper level offers 3 generous sized bedrooms including the primary suite with full private bathroom and walk-in closet. Outside, you’ll appreciate the extensive exterior updates, including: new roof, new siding, new soffit/fascia, gutters, exterior stone accents, plus new concrete sidewalk, driveway, and patio—adding both curb appeal and function. The huge finished 3-car garage is ready for your vehicles, storage, hobbies, and is set up for EV charging. The unfinished lower level offers incredible potential with a roughed-in bathroom and framing already in place, making it ideal for future expansion and a great opportunity to build instant equity. Conveniently located in Andover with access to highly regarded schools, parks, shopping, and everyday amenities, this home combines updates, space, and future potential in one impressive package. Don't miss out!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
7/10
Oak View Middle SchoolGrades 6-81.3 mi
8/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Full,Storage Space,Sump Basket,Unfinished

Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Upper
  • Area: 117
  • Dimensions: 13x9

Bedroom4

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,940

Foyer

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,116
  • Total interior livable area: 1,940 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Living Room

  • Level: Main
  • Area: 399
  • Dimensions: 21x19

Other

  • Level: Basement
  • Area: 480
  • Dimensions: 40x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 143224410040
  • Zoning description: Residential-Single Family
  • Foundation area: 1176

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Partial,Privacy,Wood

Lot

  • Lot size: 0.26 Acres
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: 130 x 88

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Electric,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$304$3,648
Property Taxes $394$4,728
Electricity $170$2,050
Total$3,395$40,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,400/yr
40% on housing$101,850/yr
45% on housing$90,533/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$204
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$499,900
2026-07-22Price change$499,900
2026-06-24Listed for sale$514,900
2006-12-19Sold$362,778

For Sale by Agent

AgentDavid B Hitchcock
BrokeragePro Flat Fee Realty LLC

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