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321 Heritage Trl, Circle Pines, MN, 55014

2beds
2baths
1,820sqft
$270,000
$148price/sqft
$1,988/moest. monthly cost
$79,520/yrincome needed

About This Home

Charming spacious and truly move-in ready! This beautifully refreshed townhome features soaring ceilings, an open staircase and a cozy fireplace that makes the living space feel warm and inviting. Recently fully painted, it offer a bright, airy feel through out with generous room to live and entertain. Enjoy a large kitchen with stainless steel appliances, abundant cabinet space, main-level laundry, and a mudroom leading to a 2-car garage. Step out to your private patio overlooking a peaceful pond and natural setting, perfect for relaxing. Upstairs, the oversized primary suite offers sun-filled windows and a walk-in closet. Located near shopping and in the highly desirable Centennial School District. Sold As-Is

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

8/10
7/10
Centennial Middle SchoolGrades 6-82.6 mi
10/10
Centennial High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 233.6
  • Dimensions: 16x14.6

Bedroom2

  • Level: Upper
  • Area: 136
  • Dimensions: 13.6x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 48
  • Dimensions: 8x6

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,820

Foyer

  • Level: Main
  • Area: 34.96
  • Dimensions: 7.6x4.6

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Level: Main
  • Area: 266.8
  • Dimensions: 23x11.6

Laundry

  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Living Room

  • Level: Main
  • Area: 325
  • Dimensions: 25x13

Loft

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Patio

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Walk In Closet

  • Level: Upper
  • Area: 43
  • Dimensions: 8.6x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 253123330135
  • Attached to another structure: Yes
  • Zoning description: Residential-Multi-Family
  • Foundation area: 910

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,132 sqft
  • Features: Zero Lot Line
  • Lot size dimensions: common

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$170$2,040
Property Taxes $283$3,396
Electricity $170$2,050
Total$1,988$23,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,160/yr
40% on housing$59,640/yr
45% on housing$53,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 55014$189
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55014$214
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$275,000
2026-04-03Listed for sale$279,900
2026-01-04Listing removed$2,100
2025-12-18Price change$2,100
2025-12-02Price change$2,250
2025-11-12Price change$2,050
2025-11-10Price change$2,100
2025-11-07Listed for rent$2,150
2022-02-15Sold$270,000
2022-01-20Pending sale$250,000
2022-01-18Listed for sale$250,000
2003-09-23Sold$185,328

For Sale by Agent

AgentNawal Jordan Bouchareb
BrokerageExit Realty Nexus

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