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14 Prospect St, Great Barrington, MA, 01230

4beds
2baths
1,600sqft
$615,000
$384price/sqft
$4,348/moest. monthly cost
$173,920/yrincome needed

About This Home

'ON THE HILL' Cozy 4 bedroom 1925 Cape, OPEN HOUSE JULY 25, Saturday 2:00-3;30 WALK TO CENTER OF GREAT BARRINGTON AND LAKE MANSFIELD. Living room with mini split, custom built in cabinets in dining room, Large primary bedroom with mini split, large family room, OPEN FRONT PORCH WITH VIEWS. BACK YARD PATIO FOR COOK OUTS. Attached 1 car garage, TOWN WATER AND SEWER. So much charm, house needs updating. DONT MISS THIS GEM !!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Sump Pump,Interior Entry,Concrete

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Carpet,Linoleum,Wood
  • Fireplace: Yes

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating

  • Heating features: Nat Gas,Boiler,Hot Water,Fireplace(s)

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: GREAM0130B0000L01220
  • Zoning description: Residential

Features

  • Patio & porch: Porch,Patio
  • Exterior features: Curbside Recycling
  • Has view: Yes
  • View description: Seasonal,Scenic,Hill/Mountain,Distant
  • Waterfront features: Lake,Close to Water
  • Waterbody name: LAKE MANSFIELD

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 91 x 130 x100 x 119

Parking

  • Total spaces: 1
  • Parking features: Garage,Paved Drive
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Hurricane
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$178$2,136
Property Taxes $707$8,484
Electricity $354$4,259
Total$4,348$52,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,074/yr
40% on housing$130,440/yr
45% on housing$115,946/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 01230$397
Berkshire County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 01230$405
Berkshire County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$615,000
2026-07-04Listed for sale$695,000

For Sale by Agent

AgentRosemary Ann Baumann
BrokerageHOUSATONIC REAL ESTATE

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