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9535 Potter Rd, Matthews, NC, 28104

5beds
4baths
3,669sqft
$975,000
$266price/sqft
$5,925/moest. monthly cost
$237,000/yrincome needed

About This Home

Amazing Property in this meticulously maintained full-brick custom ranch nestled on 2.3 private acres in the highly desired Weddington school district. This 5-bedroom, 4-bath home offers soaring ceilings, formal dining room, living room, family room with a fireplace and wrap around sunroom overlooking the sprawling deck with serene pond views. The spacious floor plan is perfect for entertaining with many sitting areas, a kitchen with gorgeous counters, breakfast bar and outside grilling area. The flat yard with a fire pit and mature trees will be enjoyable for all. Many storage areas, spacious bedrooms and oversized rear facing 3-car garage with extra parking. One new Air conditioner 2026 . The 5th Bedroom is currently an office, many flex spaces and NO HOA is just an example of how this home has endless opportunities.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

10/10
10/10
Weddington Middle SchoolGrades 6-82.5 mi
8/10
Weddington High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full,Shingle/Shake

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Exhaust Fan,Gas Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Wall Oven,Washer
  • Laundry features: Laundry Closet,Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 5

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry,Whirlpool
  • Door features: Insulated Door(s),Screen Door(s)
  • Window features: Insulated Windows
  • Flooring: Bamboo,Carpet,Tile
  • Fireplace features: Family Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,669

Heating & Cooling

  • Heating features: Central
  • Cooling features: Attic Fan,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,669
  • Total interior livable area: 3,669 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 06024043
  • Zoning: AL8
  • Special condition: Standard
  • Other equipment: Network Ready,Surround Sound
  • Exclusions: Freezer in garage,Full bar

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Fire Pit,Outdoor Kitchen

Lot

  • Lot size: 2.31 Acres
  • Features: Cleared,Orchard(s)

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Rear,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$265$3,180
Property Taxes $389$4,668
Electricity $341$4,100
Total$5,925$71,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,142/yr
40% on housing$177,750/yr
45% on housing$158,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 28104$244
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28104$236
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$1,075,000
2025-12-15Listing removed$1,100,000
2025-08-22Listed for sale$1,100,000
2025-07-28Listing removed$1,100,000
2025-06-09Price change$1,100,000
2025-04-17Listed for sale$1,127,900
1998-06-22Sold$38,000

For Sale by Agent

AgentIsabel Gonzalez
BrokerageIvester Jackson Christie's

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