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5033 Waxhaw Indian Trail Rd, Matthews, NC, 28104

3beds
4baths
3,556sqft
$894,900
$252price/sqft
$5,439/moest. monthly cost
$217,560/yrincome needed

About This Home

Welcome to 5033 Waxhaw Indian Trail Road! Nestled on 2.35 private acres in one of Union County’s most desirable locations, this exceptional home offers the perfect balance of space, privacy, and convenience. Inside, you’ll find a bright, open floor plan designed for comfortable everyday living and entertaining. The spacious kitchen features a walk-in pantry and flows seamlessly into the main living areas. The main-level primary suite provides a peaceful retreat with a beautifully updated bathroom and a walk-in closet. One of this home’s standout features is its two additional finished rooms, offering incredible flexibility. Whether you need additional bedrooms, a home office, playroom, fitness room, media room, or hobby space, you’ll have the extra room to fit your lifestyle. The finished basement with its own private entrance expands the home’s possibilities even further, offering the perfect space for guests, multi-generational living, recreation, or a private retreat. Step outside and enjoy the beauty and privacy of 2.35 acres, providing a peaceful setting where you can relax, entertain, and enjoy the outdoors. Located in the highly sought-after Weddington/Wesley Chapel area, this home offers easy access to shopping, dining, parks, and everyday conveniences while maintaining the tranquility of country living. It’s also zoned for top-rated Union County schools, making this an exceptional opportunity to enjoy one of the area’s most desirable communities. If you’ve been searching for a home that offers space, flexibility, privacy, and an unbeatable location, 5033 Waxhaw Indian Trail Road is ready to welcome you home.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
10/10
Weddington Middle SchoolGrades 6-81.6 mi
9/10
Weddington High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Brick Partial,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Ice Maker,Microwave,Refrigerator with Ice Maker
  • Laundry features: In Kitchen,Sink

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Bonus Room

  • Level: Basement

Bonus Room

  • Level: Basement

Dining Room

  • Features: Open Floorplan
  • Level: Main

Family Room

  • Level: Basement

Features

  • Finished area below ground: 1,337
  • Finished area above ground: 2,219

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,219
  • Total interior livable area: 3,556 sqft

Kitchen

  • Features: Kitchen Island,Open Floorplan,Walk-In Pantry
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Open Floorplan
  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 06045005B
  • Zoning: AJ0
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$243$2,916
Property Taxes $340$4,080
Electricity $331$3,974
Total$5,439$65,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,480/yr
40% on housing$163,170/yr
45% on housing$145,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 28104$244
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28104$236
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$894,900
2026-07-06Listed for sale$899,900
2025-10-08Listing removed$939,000
2025-09-15Price change$939,000
2025-08-25Price change$945,000
2025-05-21Listed for sale$950,000
2024-07-03Sold$570,000
2024-04-05Pending sale$625,000
2024-03-28Listed for sale$625,000
2023-11-27Listing removed--
2023-10-26Price change$664,900
2023-10-03Price change$684,900
2023-09-20Listed for sale$699,900
1997-12-15Sold$121,000

For Sale by Agent

AgentEvelyn Suvillaga Urbina
BrokerageColdwell Banker Realty

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