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12500 Montalvo Ct, Auburn, CA, 95603

3beds
2baths
1,910sqft
$718,000
$376price/sqft
$5,001/moest. monthly cost
$200,040/yrincome needed

About This Home

Beautiful family home in central Auburn! Offering a great floor plan with front play room, large master bedroom with soaking tub, and lots of room for storage below. Step outside to a large deck perfect for entertaining and enjoy the beautifully landscaped yard with built in cascading water feature, fire pit, and play house. A perfect place to call home.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
EV Cain MiddleGrades K-81.3 mi
8/10
Placer High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete
  • Roof: Shingle,Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Cabinets

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook,Space in Kitchen,Formal Area

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace Insert,Natural Gas
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,910 sqft

Kitchen

  • Features: Kitchen/Family Combo

Master Bathroom

  • Features: Double Vanity,Tile,Multiple Shower Heads

Master Bedroom

  • Features: Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 054470047000
  • Zoning: RES
  • Special condition: Other

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 0.27 Acres
  • Features: Auto Sprinkler F&R,Corner Lot,Cul-De-Sac,Curb(s)/Gutter(s)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Avalanche
Inland Flooding
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,630$43,560
Home Insurance *$236$2,832
Property Taxes $726$8,712
Electricity $409$4,914
Total$5,001$60,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,462/yr
40% on housing$150,030/yr
45% on housing$133,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 95603$289
Placer County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 95603$347
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$718,000
2026-06-11Listed for sale$729,000
2024-07-06Listing removed--
2024-06-22Price change$3,800
2024-06-15Price change$3,900
2024-06-09Price change$3,995
2024-06-04Listed for rent$4,500
2020-01-14Sold$510,000
2019-12-06Pending sale$533,000
2019-11-22Price change$533,000
2019-10-23Listed for sale$540,000
2016-03-10Listing removed$2,050
2016-02-26Listed for rent$2,050
2014-12-30Sold$400,000
2014-08-25Sold$338,000
2004-09-17Sold$430,000

For Sale by Agent

AgentAdam Davenport
BrokerageCalifornia Realty Partners

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