See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3800 Monteverde Dr, Lincoln, CA, 95648

5beds
4baths
5,242sqft
$1,350,000
$258price/sqft
$9,639/moest. monthly cost
$385,560/yrincome needed

About This Home

Buyers, take advantage of a 1-0 rate buydown available through our preferred lender enjoy a reduced mortgage rate for the first year and meaningful savings upfront. Inquire for details! Welcome to refined living in the prestigious gated community of Catta Verdera. This expansive estate offers over 5,200 square feet of thoughtfully designed space on an impressive 16,000+ square foot lot. The resort-style backyard is a true retreat, featuring a waterfall cascading into the sparkling pool, mature landscaping, and a park-like setting ideal for both relaxing evenings and effortless entertaining. Inside, you'll find four spacious bedrooms plus a dedicated main-level office perfect for remote work, quiet retreat or possibly fifth bedroom. The four-car garage includes an oversized workshop area, providing ample space for hobbies, storage, or projects. Modern upgrades include Nest thermostats controlling all three HVAC zones and leased solar, helping maintain energy efficiency and manageable utility costs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
7/10
Lincoln High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Range Hood,Dishwasher,Microwave,Double Oven
  • Laundry features: Sink,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Zoned
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 5,242 sqft

Kitchen

  • Features: Butlers Pantry,Granite Counters,Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Sunken Tub,Tile,Walk-In Closet 2+,Window

Master Bedroom

  • Features: Sitting Area

Property

Details

  • Parcel number: 337030005000
  • Zoning description: R
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Fencing: Back Yard,Wood,Masonry

Lot

  • Lot size: 0.38 Acres
  • Features: Auto Sprinkler F&R,Close to Clubhouse

Parking

  • Total spaces: 4
  • Parking features: RV Possible,Garage Faces Front,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$342$4,104
Property Taxes $1,347$16,164
Electricity $1,124$13,488
Total$9,639$115,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$330,480/yr
40% on housing$289,170/yr
45% on housing$257,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 95648$371
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95648$332
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Listed for sale$1,350,000
2025-11-19Listing removed$1,500,000
2025-06-10Listed for sale$1,500,000
2024-10-04Listing removed$1,410,000
2024-09-16Price change$1,410,000
2024-09-03Price change$1,445,000
2024-08-02Listed for sale$1,499,000
2019-11-08Sold$785,000
2019-09-19Pending sale$779,999
2019-08-31Price change$779,999
2019-08-24Price change$799,999
2019-08-12Price change$819,990
2019-07-27Price change$839,990
2019-06-29Listed for sale$849,877
2019-06-18Pending sale$849,877
2019-05-05Price change$849,877
2019-04-13Price change$875,000
2019-03-12Listed for sale$899,000
2008-11-21Sold$604,000
2008-05-29Listing removed$749,900
2008-04-28Listed for sale$749,900
2008-01-04Sold$1,106,265
2005-11-23Sold$948,000

For Sale by Agent

AgentShanna Praggastis
BrokerageLPT Realty, Inc

Similar Homes