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1620 Bella Cir, Lincoln, CA, 95648

4beds
5baths
3,587sqft
$1,699,990
$474price/sqft
$11,377/moest. monthly cost
$455,080/yrincome needed

About This Home

BACK ON THE MARKET! All inspections completed and clear section 1. Located in the Catta Verdera gated community with RV Garage + 3-Car Garage, fully private backyard oasis that backs up to open space with a view! With over $200,000 in upgrades in the last 2 years including OWNED SOLAR, Brand New HVAC and Water Heater, replaced all window screens, new paint throughout (walls, ceilings, baseboards, doors), and more! The chef's kitchen is appointed with premium Viking appliances and a Sub-Zero refrigerator, complemented by a separate bar and entertaining area complete with a built-in ice machine ideal for hosting and everyday luxury. The standout feature is the fully renovated spa-inspired primary suite featuring custom countertops, designer tile, a steam shower, and an upgraded linen closet designed to feel like a private retreat. Additional improvements include new countertops, sinks and faucets throughout all bathrooms and laundry room, new medicine cabinets and mirrors. The interior and garage have been fully re-painted and the garage floors dressed with durable epoxy flooring. The home is integrated with indoor/outdoor Bluetooth speaker systems, security pre-wire, and OWNED SOLAR. The backyard features a solar-heated saltwater pool and spa, a gas fire pit, and an outdoor casita complete with a TV creating the ultimate setting to relax and entertain. The front and backyard have also been refreshed with renewed landscaping including new bark, trees, shrubs, updated side yard fencing, raised garden bed and a backyard storage shed. HOA includes weekly front yard landscape maintenance plus yearly fertilization! A rare opportunity to own a meticulously upgraded home where luxury, functionality, and thoughtful design come together in one exceptional Lincoln property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Gas Cooktop,Gas Water Heater,Built-In Refrigerator,Range Hood,Ice Maker,Dishwasher,Disposal,Microwave,Double Oven,Self Cleaning Oven,ENERGY STAR Qualified Appliances
  • Laundry features: Laundry Room,Cabinets,Sink,Electric Dryer Hookup,Gas Dryer Hookup,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • Partial bathrooms: 2

Dining Room

  • Features: Breakfast Nook,Skylight(s),Dining/Family Combo,Space in Kitchen,Formal Area

Features

  • Window features: Skylight(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Dining Room,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,587 sqft

Kitchen

  • Features: Pantry Closet,Skylight(s),Granite Counters,Island w/Sink

Master Bathroom

  • Features: Closet,Double Vanity,Steam,Tub,Multiple Shower Heads,Outside Access,Quartz,Walk-In Closet 2+

Master Bedroom

  • Features: Closet,Ground Floor,Outside Access,Walk-In Closet(s),Sitting Area

Property

Details

  • Parcel number: 337070017000
  • Zoning: Residential
  • Special condition: Standard
  • Other equipment: Audio/Video Prewired

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Pool/Spa Combo,Salt Water,Gas Heat,Solar Heat
  • Exterior features: Fire Pit
  • Topography of land: Level,Level

Lot

  • Lot size: 0.44 Acres
  • Features: Close to Clubhouse,Private,Shape Regular,Greenbelt,Landscape Back,Landscape Front

Parking

  • Total spaces: 5
  • Parking features: 24'+ Deep Garage,RV Garage Attached,Electric Vehicle Charging Station(s),Garage Door Opener,Garage Faces Front,Garage Faces Side,Driveway,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$431$5,172
Property Taxes $1,581$18,972
Electricity $769$9,230
Total$11,377$136,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$390,068/yr
40% on housing$341,310/yr
45% on housing$303,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$474This listing

vs Other Active Listings

Avg $/sqft

ZIP 95648$370
Placer County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 95648$332
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$1,675,000
2026-07-10Price change$1,699,990
2026-06-04Listed for sale$1,749,990
2026-05-27Pending sale$1,749,990
2026-05-22Listed for sale$1,749,990
2024-05-03Sold$1,550,000
2024-04-15Pending sale$1,499,000
2024-04-04Price change$1,499,000
2024-03-29Price change$1,545,000
2024-03-29Listed for sale$1,549,000
2019-10-07Sold$930,000
2019-09-09Pending sale$929,900
2019-09-04Listed for sale$929,900
2015-07-24Sold$940,000
2005-04-15Sold$728,500

For Sale by Agent

AgentJustin Arnest
BrokerageRealty ONE Group Complete

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