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6576 Stoney Ridge Rd, Matthews, NC, 28104

3beds
2baths
1,395sqft
$375,900
$269price/sqft
$2,417/moest. monthly cost
$96,680/yrincome needed

About This Home

Charming updated brick ranch located just inside Union County in the desirable Fairfield Plantation community! Enjoy neighborhood amenities including a pool, tennis courts, playground, and open fields for recreation. This move-in ready home features fresh paint throughout and durable LVP flooring. The beautifully updated kitchen offers white cabinetry, granite countertops, and stainless steel appliances.The spacious layout includes a living room and a cozy great room, with a breakfast area that seamlessly opens to both the kitchen and great room—perfect for everyday living and entertaining. Bedrooms are well-sized, providing comfortable retreats for family or guests. French doors lead to a patio overlooking a private backyard, ideal for relaxing or hosting gatherings. Conveniently located just minutes from Matthews and Mint Hill, with easy access to shopping, dining, and entertainment.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
10/10
7/10
Porter Ridge High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
  • Laundry features: Mud Room

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Features

  • Attic Other,Pantry
  • Flooring: Vinyl
  • Fireplace features: Great Room
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,395

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,395
  • Total interior livable area: 1,395 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 07054116A
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio
  • Fencing: Partial

Lot

  • Lot size: 0.23 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,900$22,800
Home Insurance *$102$1,224
Property Taxes $215$2,580
Electricity $200$2,405
Total$2,417$29,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,868/yr
40% on housing$72,510/yr
45% on housing$64,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 28104$246
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28104$236
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$375,900
2026-03-26Listed for sale$385,900
2021-02-24Listing removed--
2020-05-06Listing removed$1,350
2020-05-02Listed for rent$1,350
2016-08-10Sold$140,000
2016-06-22Pending sale$138,900
2016-06-22Price change$138,900
2016-06-16Listed for sale$147,530
2015-04-03Listing removed$138,900
2015-01-28Listed for sale$138,900
2006-02-16Sold$120,000
2004-07-12Sold$117,000

For Sale by Agent

AgentKaren Anderson
BrokerageNextHome Paramount

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