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5888 NW 21st St, Ocala, FL, 34482

2beds
2baths
1,697sqft
$249,900
$147price/sqft
$2,094/moest. monthly cost
$83,760/yrincome needed

About This Home

Located in the desirable Ocala Palms, this beautifully maintained 2-bedroom, 2-bath concrete block home offers comfort, privacy, and easy Florida living within a premier 55+ golf course community. The home has been exceptionally well cared for and is impressively clean and tidy, making it truly move-in ready. A functional floor plan provides comfortable living and entertaining space, while both bedrooms are generously sized. One of the standout features is the private backyard, which backs up to a single private residence—offering added privacy and a peaceful setting rarely found in the community. The low-maintenance yard allows you to enjoy more time relaxing and less time on upkeep. Ocala Palms is known for its resort-style amenities, including golf, clubhouse activities, fitness options, and a vibrant social calendar—perfect for an active yet relaxed lifestyle. This home is ideal for those seeking privacy, cleanliness, and easy living in one of Ocala’s most popular retirement communities.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

3/10
4/10
Liberty Middle SchoolGrades 6-88.5 mi
4/10
West Port High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Split Bedroom,Thermostat,Tray Ceiling(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,462
  • Total interior livable area: 1,697 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 12x15

Living Room

  • Level: First
  • Area: 289
  • Dimensions: 17x17

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 2151907021
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Mailbox,Private Yard

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 84 x 105

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$252$3,024
Property Taxes $382$4,584
Electricity $197$2,366
Total$2,094$25,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,794/yr
40% on housing$62,820/yr
45% on housing$55,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 34482$310
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34482$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$254,900
2026-03-20Price change$264,900
2026-03-01Price change$269,900
2026-02-08Listed for sale$275,000
2003-12-24Sold$159,700

For Sale by Agent

AgentAshley Sexton, CRYSTAL SNOOK REAL ESTATE
BrokerageCRYSTAL SNOOK REAL ESTATE

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