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4618 Oak Hammock Ct, Ponce Inlet, FL, 32127

4beds
4baths
2,632sqft
$975,000
$370price/sqft
$7,823/moest. monthly cost
$312,920/yrincome needed

About This Home

Rarely available, this exceptional 4-bedroom, 4-bath residence is located in Oak Hammock Estates, an exclusive enclave of just 18 homes within the highly sought-after Harbour Village Golf & Yacht Club Community. Properties in this distinctive neighborhood seldom come to market and are typically sold quickly. Designed for both privacy and entertaining, the home features a secluded courtyard with a PRIVATE pool, along with an attached cabana home that serves beautifully as a guest suite, private office, or additional living space. Special highlights of this quality built home include soaring vaulted ceilings, 4 separate bedroom spaces, tray ceilings, paver patio driveway and patio, maple kitchen cabinets, upgraded specialty lighting and private back yard area with canvas awning. Resort living at its best, Harbour Village is a unique, popular neighborhood that offers amenities unlike any other in the area. Golf, tennis, fitness centers, pools, hot tubs and a river front boardwalk. Don't miss the resident owned BEACH CLUB located ON the NO drive beach across the street from the golf course. A private, resident only restaurant and the private marina makes the neighborhood unique. Slips available for purchase. A short walk to the beach, close to the Lighthouse, dog park, community pickle ball courts, several restaurants, fishing, boat ramps, Lighthouse Park, and the Marine Science Center. 1 hour to Orlando Intl - 20 min from Daytona Beach Intl Airport. ! ALSO - Ponce Inlet has its OWN Fire and Police departments. If only the best will do - this one is for you!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
6/10
Spruce Creek High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Block,Concrete Perimeter,Slab
  • Roof: Metal

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Wine Cooler,Washer,Refrigerator,Microwave,Ice Maker,Freezer,Electric Water Heater,Electric Oven,Electric Cooktop,Dryer,Dishwasher,Convection Oven
  • Laundry features: Electric Dryer Hookup,In Unit,Sink,Washer Hookup

Bedroom1

  • Level: Main
  • Area: 238
  • Dimensions: 14.00 x 17.00

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11.00 x 12.00

Bedroom3

  • Level: Upper
  • Area: 180
  • Dimensions: 12.00 x 15.00

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Main
  • Area: 208
  • Dimensions: 13.00 x 16.00

Features

  • Ceiling Fan(s),Entrance Foyer,Guest Suite,His and Hers Closets,In-Law Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Primary Downstairs,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,632
  • Total interior livable area: 2,632 sqft

Kitchen

  • Level: Main
  • Area: 238
  • Dimensions: 14.00 x 17.00

Living Room

  • Level: Main
  • Area: 625
  • Dimensions: 25.00 x 25.00

Loft

  • Level: Upper
  • Area: 304
  • Dimensions: 16.00 x 19.00

Other

  • Level: Main
  • Area: 722
  • Dimensions: 19.00 x 38.00

Utility Room

  • Level: Main
  • Area: 54
  • Dimensions: 6.00 x 9.00

Property

Details

  • Parcel number: 641943004618
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Awning(s),Covered,Rear Porch
  • Has spa: Yes
  • Spa features: Heated,In Ground,Private
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Features: Cul-De-Sac,Dead End Street,Few Trees,Greenbelt,Sprinklers In Front,Sprinklers In Rear,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$1,295$15,540
Property Taxes $1,334$16,008
Electricity $264$3,178
Total$7,823$93,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,217/yr
40% on housing$234,690/yr
45% on housing$208,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 32127$194
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32127$203
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$975,000
2015-03-09Sold$476,500
2014-10-21Listing removed$524,900
2014-05-10Price change$524,900
2014-01-04Listed for sale$539,000
2013-09-18Listing removed$569,000
2013-04-23Price change$569,000
2013-04-04Listed for sale$589,000
2009-05-06Sold$454,000
2008-03-11Listing removed$639,900
2008-01-18Listed for sale$639,900
2005-06-23Sold$580,000
2003-04-25Sold$467,700

For Sale by Agent

AgentTerri Spruck
BrokeragePonce Inlet Realty, Inc

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