502 Cowan Rd, Locke, NY, 13092
About This Home
Completely renovated 1820s American Gothic-style farmhouse with character, space, and thoughtful updates throughout. Large open recently renovated kitchen with Island with windows facing North and West. Kitchen opens to dining area and all flows into the spacious living room with wood-burning fireplace. Original pocket doors open to a den or possible first-floor bedroom and out to a private patio. The first floor also includes a half bath, mudroom area, with direct access to the oversized attached 2-car garage. Upstairs offers 3 spacious bedrooms, a wide skylit hallway, and an updated full bath with double vanity, ceramic tile walk-in shower, and sliding barn door. Full basement, upgraded mechanicals, insulated outbuilding, wood shed with outdoor boiler, and unfinished space above garage with future potential. Set on 1.88 acres surrounded by farmland in Cayuga County, with a private patio, firepit area, spacious yard, and easy commute to Ithaca, Cortland, and Auburn in the Finger Lakes Region of NY. Private Setting and Easy Commute to Everywhere!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1820
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Frame,Spray Foam Insulation,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Den,Separate/Formal Dining Room,Separate/Formal Living Room,Country Kitchen,Kitchen Island,Storage,Workshop
- Flooring: Hardwood,Laminate,Tile,Varies,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Propane,Wood,Hot Water,Radiant
Interior Area
- Total structure area: 2,274
- Total interior livable area: 2,274 sqft
Property
Details
- Parcel number: 05300024000000010112110000
- Special condition: Standard
Features
- Exterior features: Gravel Driveway,Propane Tank - Leased
Lot
- Lot size: 1.88 Acres
- Features: Agricultural,Irregular Lot
- Lot size dimensions: 345 x 250
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cayuga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $553 | $6,636 |
| Electricity | $375 | $4,509 |
| Total | $2,954 | $35,448 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $418,800 |
| 2022-01-20 | Sold | $278,000 |
| 2021-11-17 | Pending sale | $338,800 |
| 2021-11-17 | Contingent | $338,800 |
| 2021-11-16 | Listed for sale | $338,800 |
| 2021-09-15 | Listing removed | -- |
| 2021-08-03 | Listed for sale | $338,800 |
| 2021-07-22 | Listing removed | -- |
| 2021-07-02 | Listed for sale | $338,800 |
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