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6715 86th St, Lubbock, TX, 79424

4beds
2baths
2,252sqft
$299,750
$133price/sqft
$2,356/moest. monthly cost
$94,240/yrincome needed

About This Home

Tucked away in southwest Lubbock, this Monterey beauty brings the perfect mix of comfort, style, and "finally, enough space for everyone." With over 2,250 square feet, 4 bedrooms, 2 baths, and an open-concept layout made for everything from game nights to holiday gatherings, this home checks all the boxes. Don't forget the bonus room that's great for reading, crafts, or just extra space. The recently updated kitchen features sleek appliances and an induction cooktop that's ready for your inner chef (or your late-night grilled cheese phase). The isolated primary suite offers a quiet escape with a walk-in closet and private bath, while the spacious living area and cozy fireplace make it feel instantly like home. Out back, enjoy a covered patio and extra storage/workshop space perfect for hobbies, projects, or hiding your ever-growing collection of "I might need this someday." Conveniently located near shopping, dining, and Frenship schools, this one is equal parts practical and charming — just like your favorite pair of broken-in boots.

Getting Around

43
WalkingCar-Dependent
0
TransitNo Nearby Transit
36
BikeSomewhat Bikeable

Schools

4/10
7/10
Heritage Middle SchoolGrades 6-81.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Oven,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Storage,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,252

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,252
  • Total interior livable area: 2,252 sqft

Property

Details

  • Parcel number: R166998

Features

  • Patio & porch: Covered
  • Exterior features: Storage
  • Fencing: Back Yard

Lot

  • Lot size: 6,098 sqft
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,515$18,180
Home Insurance *$259$3,108
Property Taxes $335$4,020
Electricity $247$2,967
Total$2,356$28,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,777/yr
40% on housing$70,680/yr
45% on housing$62,826/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 79424$168
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79424$149
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$299,750
2026-05-04Listing removed$305,000
2026-03-27Price change$305,000
2026-02-03Price change$310,000
2023-04-04Pending sale$281,500
2023-03-31Listed for sale$281,500
2016-04-02Listing removed--
2016-03-23Price change$82,500
2016-03-19Price change--
2011-01-30Price change$167,500
2010-11-06Listed for sale$175,000

For Sale by Agent

AgentCasey Klingensmith
BrokerageReside Real Estate Co.

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