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3423 97th St, Lubbock, TX, 79423

2beds
2baths
1,602sqft
$159,900
$100price/sqft
$1,443/moest. monthly cost
$57,720/yrincome needed

About This Home

Affordable 2/2/2 with basement townhome in South Lubbock! This Raintree townhome is ideal for both homeowners and investors. Offering 2 bedrooms, 2 bathrooms, a 2-car garage, and a basement, this property provides great space and versatility. Located in a unique setting on a quiet cul-de-sac, it's a fantastic opportunity to own or expand your investment portfolio.

Getting Around

56
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
39
BikeSomewhat Bikeable

Schools

8/10
Honey Elementary SchoolGrades PK-50.7 mi
5/10
Evans Middle SchoolGrades 6-82.5 mi
5/10
Monterey High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Formica Counters,Pantry
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 260
  • Finished area above ground: 1,342
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,602
  • Total interior livable area: 1,602 sqft

Property

Details

  • Parcel number: R167538
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Patio & porch: Covered,Porch
  • Exterior features: None
  • Fencing: Back Yard

Lot

  • Lot size: 3,920 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$167$2,004
Property Taxes $230$2,760
Electricity $238$2,859
Total$1,443$17,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,474/yr
40% on housing$43,290/yr
45% on housing$38,480/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 79423$191
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79423$151
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$159,900
2026-04-16Listed for sale$159,900
2024-09-04Listing removed$180,000
2024-04-26Listed for sale$180,000

For Sale by Agent

AgentRania Zeitouni
BrokerageWestMark Companies

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