See other homes in:
Primary listing photo
Listing photo 2

66 Scotts Bridge Rd, Oswegatchie, NY, 13670

2beds
1baths
720sqft
$44,900
$62price/sqft
$590/moest. monthly cost
$23,600/yrincome needed

About This Home

Nestled just inside the Adirondack Park, this 2-bedroom, 1-bath home is full of potential and ready for your vision. Whether you're searching for a weekend getaway, an investment opportunity, or a place to create your dream mountain retreat, this fixer-upper offers a rare chance to own a piece of the Adirondacks. The home features a functional layout with two bedrooms, one full bathroom, and a living space waiting to be restored to its full potential. Set in a peaceful location surrounded by the natural beauty of the Adirondack Park. This location has year-round outdoor recreation within reach every direction. Bring your tools, creativity, and imagination to transform this property into the perfect escape or full-time residence. Opportunities like this don't come often make it your own and experience all that Adirondack living has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1949

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Bedroom on Main Level,Main Level Primary
  • Flooring: Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Wood

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 40360020204900010100000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 0.31 Acres
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 110 x 130

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$45$540
Property Taxes $72$864
Electricity $246$2,954
Total$590$7,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,228/yr
40% on housing$17,700/yr
45% on housing$15,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 13670$80
St. Lawrence County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 13670$167
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Listed for sale$44,900

For Sale by Agent

AgentTrevor Gibbons
BrokerageTLC Real Estate LLC - Carthage

Similar Homes