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983 Us Highway 11, Gouverneur, NY, 13642

4beds
2baths
0sqft
$158,000
--price/sqft
$1,527/moest. monthly cost
$61,080/yrincome needed

About This Home

983 US HWY 11 sits on a 1.6 acre lot, just outside the village of Gouverneur and comes with a very large garage for anything you would like it for and has its own pond. There is a workshop in the garage and upper storage also. There is all new carpet in the down stairs, new LVP in the kitchen and all the rooms have just been recently painted. The home also has three nice large bedrooms and ample closet space. There are two full baths, one up and one down. The laundry room is on the main level. There is a formal dining area and there is also a bonus room that could easily be used for an extra bedroom if needed. The home is hooked up to village water and sewer and there are two more wells on the property. One drilled and one open. The home is being sold as is due to broken water pipes. Call your realtor and come and check it out. Close to everything in the village yet a nice large yard with the country feel.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Gouverneur Middle SchoolGrades 5-81.3 mi
3/10

Construction

Condition

  • Property condition: Older Home (75+ yrs),Sold as Is
  • Year built: 1840

Materials

  • Foundation: Basement,Hatch Entrance
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove-Elec,Water Heater(Electric)
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes

Bedroom2

  • Area: 162

Bedroom3

  • Area: 170

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 210

Features

  • Breakfast Bar
  • Flooring: Carpet,Hardwood,Laminate
  • Attic: Crawl Space

Heating

  • Heating features: Oil

Interior Area

  • Total structure area: 1,853

Kitchen

  • Area: 238

Living Room

  • Area: 323

Master Bedroom

  • Area: 187

Property

Details

  • Parcel number: 173.06211

Features

  • Levels: 1.75 Story
  • Stories: 2
  • Patio & porch: Enclosed porch,Patio
  • Has spa: Yes
  • Spa features: Bath
  • Waterfront features: Pond
  • Frontage length: Main Road: 248

Lot

  • Lot size: 1.60 Acres
  • Lot size dimensions: 283 x 248

Parking

  • Total spaces: 3
  • Parking features: 3 or more parking spaces,Gravel,Oversized,Detached
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Strong Wind

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $798$9,576
Home Insurance *$229$2,748
Property Taxes $254$3,048
Electricity $246$2,954
Total$1,527$18,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,354/yr
40% on housing$45,810/yr
45% on housing$40,720/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13642$118
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13642$49
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listing removed$1,000
2026-03-24Price change$1,000
2026-03-23Listed for rent$1,200
2026-02-09Price change$158,000
2025-11-20Listing removed$1,200
2025-11-08Listed for rent$1,200
2025-10-21Listed for sale$188,000
2020-11-10Listing removed$149,900
2020-07-22Price change$149,900
2020-04-07Listed for sale$159,000
2015-02-24Sold$81,500
2010-02-04Listing removed$92,000
2009-11-07Price change$92,000
2009-07-22Listed for sale$98,500
2009-06-23Sold$195,000

For Sale by Agent

AgentDiana Thayer
BrokerageT.L.C. Real Estate, LLC

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