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960 Olmstedville Road, North Creek, NY, 12853

3beds
3baths
2,499sqft
$695,000
$278price/sqft
$5,046/moest. monthly cost
$201,840/yrincome needed

About This Home

Spacious 3-bedroom, 3-bath 2,500 sq ft home on 24 acres! Some features include three fireplaces, multiple living areas, finished basement with wet bar, two offices, and attached 3-car garage . The primary suite offers radiant heated floors, walk-in closet, private fireplace with sitting area, and a large ensuite bath. Custom cabinets in the mud room for all the ski gear, coats & bags! Private Dining area right off the Kitchen. Additional sleeping space located upstairs. Living room area with a lot of natural light and fireplace to enjoy those chilly evenings. Enjoy outdoor living on the expansive back deck and a large screened in front porch. Attached three-car garage with work area and ample storage for vehicles and all the outdoor toys!. Conveniently located near local lakes and Gore Mountain for year-round recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Minerva Central SchoolGrades PK-122.1 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Washer/Dryer
  • Laundry features: In Basement,Laundry Room

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Walk-In Closet(s),Wet Bar,Cathedral Ceiling(s)
  • Flooring: Tile,Carpet,Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Basement,Bedroom,Living Room
  • Fireplace: Yes
  • Finished area below ground: 680
  • Finished area above ground: 2,499

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Hot Water,Propane,Radiant Floor
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,499
  • Total interior livable area: 2,499 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Mud Room

  • Level: First

Office

  • Level: First

Office

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 522400 17.16
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Screened,Deck,Front Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 23.99 Acres
  • Features: Level,Private,Landscaped

Parking

  • Total spaces: 10
  • Parking features: Paved,Circular Driveway,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding

FEMA Declared Disasters in Warren County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$379$4,548
Property Taxes $741$8,892
Electricity $412$4,955
Total$5,046$60,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,005/yr
40% on housing$151,380/yr
45% on housing$134,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.8%
-1.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 12853$231
Warren County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 12853$168
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$719,500

For Sale by Agent

AgentWalter S Swartz
BrokerageGallo Realty ADK Inc

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