See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45 Berea Rd, Walden, NY, 12586

4beds
3baths
2,588sqft
$399,000
$154price/sqft
$3,255/moest. monthly cost
$130,200/yrincome needed

About This Home

This spacious 2,500 sq. ft., 4-bedroom Colonial is a true diamond in the rough, offering endless potential for the right buyer with vision and creativity. Featuring hardwood floors throughout the first floor, black stainless steel appliances, generously sized rooms, and a primary suite with vaulted ceilings, this home has great bones and is ready to be transformed. 2 car oversized garage and full unfinished basement with very high ceilings and sliding glass doors. Situated on a private 2.4-acre lot, the property offers a peaceful setting while remaining conveniently close to major highways and everyday amenities. The home currently has significant clutter both inside and outside, but it will be delivered completely empty of all contents prior to closing. Home is being sold as is. Bring your imagination and make this hidden gem your dream home!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
Walden Elementary SchoolGrades K-51.8 mi
6/10
6/10

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cable Ready

Heating

  • Heating features: Pellet Stove

Interior Area

  • Total structure area: 2,588
  • Total interior livable area: 2,588 sqft

Property

Details

  • Parcel number: 3342891417522

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$140$1,680
Property Taxes $671$8,052
Electricity $427$5,132
Total$3,255$39,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,600/yr
40% on housing$97,650/yr
45% on housing$86,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 12586$247
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12586$250
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$399,000
2011-09-08Sold$320,000
2010-09-06Price change$364,900
2010-08-06Listed for sale$369,900
2005-05-10Sold$389,900

For Sale by Agent

AgentKimberlee Markarian
BrokerageHudson Valley Properties

Similar Homes