




9620 Covey Trl, Indian Trail, NC, 28079
About This Home
Custom-built floor plan that offers flexibility and connection through excellent design. Discover this beautiful, full brick 4-bedroom home PLUS TWO flex rooms PLUS Bonus Room on 5 acres in Indian Trail being sold by the original owner! Winding up the drive, the double front porch welcomes and draws you in. Don't miss the inviting "friend door" (as the owner calls it) that offers additional access from the driveway. From the front porch, double french doors lead into the spacious foyer connecting the living and dining spaces on the main level. Gorgeous gourmet kitchen with granite counters, stainless appliances, pot filler, and an oversized island. New double ovens, 36” gas cooktop, and microwave (July 26). Kitchen with breakfast room is open to family room with gas log fireplace and two french doors leading to the 20 x 20’ sunroom overlooking the rear of the property. Primary suite on main with french doors to primary bath with separate vanities and separate walk in closets. Private door leading to sunroom from primary. Flex room off hallway near primary suite perfect for office, workout room, or main level play room. Gleaming hardwood floors and tile — no carpet! Upstairs you'll find 3 generously-sized bedrooms plus a flex room/office that could serve as 2nd office or exercise room AND a huge bonus room with vaulted ceilings and gas log fireplace. Two upstairs bedrooms enjoy en-suite bathrooms while the bedroom on the opposite side of the home has access to a hall bathroom with double vanity and shares the hallway with one of the flex rooms, making it an excellent guest suite. There is an additional full bathroom conveniently near the garage entry with its own entry door to the garage. Don’t miss the mini-kitchen off of the garage with sink, counter space, and oven to help make entertaining large gatherings a breeze! The home has access from both front and rear. Driveway is accessed via Covey Trail but property can also be accessed from the rear off Quail Cove Rd if desired. The property offers professional designed landscaping and ornamental trees bordered by spacious lawns framed in by mature trees. Sideload Garage is oversized (over 26 x 26'). Freshly painted. New roof (2026), Crawl space encapsulated (2026). New Halo water filter installed July 2026! Water Heater 2019. Main level HVAC 2022. Septic field is on the left front side and well is on right next to driveway allowing for pool or other modifications in the rear yard. A very special place!
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Crawl Space
- Construction materials: Brick Full,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Double Oven,Electric Water Heater,Gas Cooktop,Microwave,Refrigerator
- Laundry features: Laundry Room,Main Level
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Main
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Bonus Room
- Level: Upper
Breakfast
- Level: Main
Dining Room
- Level: Main
Exercise Room
- Level: Upper
Family Room
- Level: Main
Features
- Kitchen Island,Open Floorplan,Walk-In Closet(s)
- Door features: French Doors
- Window features: Insulated Windows
- Flooring: Hardwood,Tile
- Fireplace features: Bonus Room,Family Room,Gas Log
- Attic: Walk-In
- Finished area below ground: 0
- Finished area above ground: 4,405
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 4,405
- Total interior livable area: 4,405 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Office
- Level: Main
Other
- Level: Main
Primary Bedroom
- Level: Main
Sunroom
- Level: Main
Property
Details
- Parcel number: 08213067
- Zoning: AU5
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
Lot
- Lot size: 5 Acres
- Features: Level,Private
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Union County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,562 | $66,744 |
| Home Insurance * | $349 | $4,188 |
| Property Taxes | $462 | $5,544 |
| Electricity | $410 | $4,923 |
| Total | $6,783 | $81,396 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $1,100,000 |
| 2004-07-06 | Sold | $94,000 |
