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7400 Highway 22 N, Morris Chapel, TN, 38361

4beds
3baths
2,992sqft
$409,000
$137price/sqft
$3,276/moest. monthly cost
$131,040/yrincome needed

About This Home

A custom-built home, proudly offered by its original owners! Nestled on 5 unrestricted acres just outside the city limits, this 4bed3bath home offers 2,992 sqft of thoughtfully designed living space with the perfect blend of privacy & convenience. Recent modern renovations give the home a fresh, timeless feel while maintaining its custom craftsmanship. The primary suite is a true retreat, featuring a private office, large walkin closet, & bathroom with a separate soaking tub & shower. Upstairs offers two bedrooms connected by a shared bath, a bright sunroom, & a versatile bonus space ideal for a playroom or home theater. Outside, there’s a deck perfect for enjoying your morning coffee or hosting weekend cookouts. The unrestricted 5acre property provides endless possibilities with room to build a garage, pool, or create the outdoor space you’ve always envisioned. This is a rare opportunity to own a move in ready home with room to grow, in a peaceful environment just outside of town!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Range/Oven,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Shared Bath
  • Level: First

Bedroom3

  • Features: Shared Bath
  • Level: Second

Bedroom4

  • Features: Shared Bath
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate Dining Room

Features

  • 1 or More BR Down,Double Vanity Bath,Full Bath Down,Luxury Primary Bath,Primary Down,Renovated Bathroom,Separate Tub & Shower,Walk-In Closet(s),2 or More Baths,2nd Bedroom,Dining Room,Kitchen,Laundry Room,Living Room,Office,Primary Bedroom,1 Bath,4th or More Bedrooms,Bonus Room,Play Room/Rec Room,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Vinyl
  • Attic: Pull Down Stairs,Attic Access

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,992 sqft

Kitchen

  • Features: Updated/Renovated Kitchen

Living Room

  • Features: Separate Living Room

Master Bathroom

  • Features: Full Bath

Master Bedroom

  • Features: Sitting Area,Walk-In Closet(s)
  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 02001209000

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Patio

Lot

  • Lot size: 5.01 Acres
  • Features: Landscaped,Level,Some Trees,Wooded
  • Lot size dimensions: 5.01

Parking

  • Parking features: Driveway/Pad,Storage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance $434$5,208
Property Taxes $531$6,372
Electricity $243$2,917
Total$3,276$39,312

Income You'd Need if You Spent...

35% on housing$112,320/yr
40% on housing$98,280/yr
45% on housing$87,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 38361$315
McNairy County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 38361
McNairy County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$409,000
2003-11-10Sold$6,274

For Sale by Agent

AgentMollena J Cima
BrokerageTiffany Jones Realty Group

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