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201 W Elm St, Wingate, NC, 28174

3beds
2baths
1,622sqft
$389,900
$240price/sqft
$2,557/moest. monthly cost
$102,280/yrincome needed

About This Home

This beautifully renovated home offers a rare opportunity to own a move-in-ready property just two blocks from Wingate University. Situated on a spacious half-acre lot, the property also includes a detached outbuilding, which is being sold as-is. Inside this 1622 sq ft home, you'll find 3 bedrooms and 2 fully renovated bathrooms, along with an updated kitchen featuring granite countertops, a center island, stainless steel appliances, and abundant cabinet space. Recessed lighting throughout the home and luxury vinyl plank (LVP) flooring create a bright, modern, and cohesive living space. Additional highlights include a convenient laundry closet and a screened side porch—perfect for relaxing on cool spring and fall evenings, Tankless hot water heater. Whether you're looking for a primary residence, a home for a student or faculty member, or an investment property, this home's unbeatable location just steps from Wingate University makes it an exceptional opportunity.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
Wingate Elementary SchoolGrades PK-50.2 mi
6/10
East Union Middle SchoolGrades 6-83.8 mi
4/10
Forest Hills High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Exhaust Hood,Gas Range,Gas Water Heater,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Door features: Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Fireplace features: Gas Log
  • Finished area below ground: 0
  • Finished area above ground: 1,622

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Gas

Interior Area

  • Total structure area: 1,622
  • Total interior livable area: 1,622 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 09054061
  • Zoning: AH6
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Screened,Side Porch
  • Exterior features: Fire Pit

Lot

  • Lot size: 0.56 Acres
  • Features: Corner Lot,Open Lot
  • Lot size dimensions: 95 x 211 x 95 x 212

Parking

  • Total spaces: 5
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$139$1,668
Property Taxes $247$2,964
Electricity $200$2,405
Total$2,557$30,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,668/yr
40% on housing$76,710/yr
45% on housing$68,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 28174$206
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28174$195
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$389,900
2020-06-25Sold$170,000
2020-05-07Pending sale$199,500
2020-05-02Listed for sale$199,500

For Sale by Agent

AgentVan Deane
BrokerageCOMPASS

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