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400 Indian Hills Rd, Oneida, TN, 37841

3beds
3baths
2,784sqft
$549,000
$197price/sqft
$4,227/moest. monthly cost
$169,080/yrincome needed

About This Home

A beautifully maintained 3 bedroom, 2.5 bath, 1.5 car garage home on 7.24 acres. It offers many extra comforts located in a peaceful setting. It is minutes away from the Big South Fork National Park, BSF Airpark, ATV trails, and endless outdoor activities. The spacious entryway has two closets. It features 9' ceilings and custom crown molding, which opens into the great room with 20' cathedral ceilings. It highlights an open-concept floor plan with hardwood flooring throughout the main level. Step out of the kitchen onto a covered deck - perfect for outdoor entertaining. Underneath this deck is additional enclosed storage. On the main floor, the master bedroom has 9' ceilings with custom crown molding and a covered deck. The master bath has a linen closet and a large walk-in closet. Included on this floor is a flex room - ideal for dining, an extra bedroom, a home office, or an exercise room. Upstairs you will find 2 bedrooms and 1 full bath. Outside, enjoy a circle driveway, a manicured lawn with stone landscaping, and a 6- yr-old, custom-built, insulated 12x20 storage building. HIGHLIGHTS: 7.24 Acres Open-Concept Floor Plan Cathedral Ceilings Granite Countertops in Kitchen and All Baths Custom Crown Molding Circle Driveway Hardwood Flooring Throughout the Main Floor 6-yr-old, Custom-Built, Insulated 12x20 Storage Building

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Huntsville Middle SchoolGrades 5-85.8 mi
3/10
Scott High SchoolGrades 9-124.4 mi
4/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Footing
  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,784 sqft

Property

Details

  • Parcel number: 06900129000

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 7 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance $506$6,072
Property Taxes $719$8,628
Electricity $226$2,714
Total$4,227$50,724

Income You'd Need if You Spent...

35% on housing$144,925/yr
40% on housing$126,810/yr
45% on housing$112,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 37841$148
Scott County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 37841
Scott County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Price change$549,000
2026-02-17Listed for sale$559,000
2016-06-13Listing removed$15,000
2015-08-24Listed for sale$15,000
2015-01-16Listing removed$18,900
2014-03-22Price change$18,900
2014-01-16Listed for sale$19,900
2008-12-29Sold$14,000
2006-08-31Sold$205,000

For Sale by Owner

AgentProperty Owner

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