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326 McClure Rd, Benton, TN, 37307

4beds
3baths
2,200sqft
$335,000
$152price/sqft
$2,509/moest. monthly cost
$100,360/yrincome needed

About This Home

House with 5 acres Upgraded laminate flooring

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Benton Elementary SchoolGrades PK-51.7 mi
4/10
Chilhowee Middle SchoolGrades 6-81.7 mi
4/10
Polk County High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2000

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating

  • Heating features: Other

Interior Area

  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 03600110000

Lot

  • Lot size: 5 Acres

Parking

  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance $171$2,052
Property Taxes $467$5,604
Electricity $178$2,145
Total$2,509$30,108

Income You'd Need if You Spent...

35% on housing$86,022/yr
40% on housing$75,270/yr
45% on housing$66,906/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 37307$174
Polk County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 37307$213
Polk County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$370,000
2019-10-25Sold$30,000
2007-06-01Sold$194,000

For Sale by Owner

AgentProperty Owner

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