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1110 Boanerges Church Rd, Old Fort, TN, 37362

4beds
3baths
3,696sqft
$599,999
$162price/sqft
$4,567/moest. monthly cost
$182,680/yrincome needed

About This Home

Welcome to peaceful country living at 1110 Boanerges Church Road in Old Fort! Nestled on approximately 4.98 unrestricted acres (per tax records), this spacious and versatile property offers comfort, functionality, and true homestead potential while still being conveniently located near Cleveland and Chattanooga. Originally a 3 bedroom, 2 bathroom home offering approximately 2,500 square feet, this property has been expanded into a functional potential 4+ bedroom, 3 bathroom home. The addition includes roughly 1,400 square feet of finished living space plus an additional 1,400 square feet of unfinished space, offering incredible opportunity to complete and customize to fit your needs. Inside, an open-concept layout connects the living room, kitchen, and dining areas for easy everyday living and entertaining. The oversized primary suite features a spacious bedroom, ensuite bath with an oversized tub, and two additional flex spaces ideal for offices, nursery, hobby room, or sitting area. On the opposite side of the main level are two generously sized bedrooms and a full bathroom located across from the back of the staircase for convenient access. Upstairs, the loft offers a full bathroom with two separate flexible areas that can function as bedrooms, office space, playroom, guest suite, or one large bonus room--providing endless possibilities. Outside, the property is ideal for a mini farm or homestead with an attached garage, basement space, a large 4-stall barn with oversized stalls, fencing throughout portions of the property, a pond, and open usable acreage for animals, gardening, or recreation. Enjoy quiet rural living with the convenience of being a short drive to Cleveland and Chattanooga for shopping, dining, and employment opportunities. Buyer to verify all information including but not limited to square footage, acreage, lot lines, restrictions, school zones, and annual tax amount. Property is believed to be unrestricted to seller's knowledge.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
5/10
Chilhowee Middle SchoolGrades 6-811.1 mi
5/10
Polk County High SchoolGrades 9-1213.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2003

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Log,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range Hood

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Beamed Ceilings,Cedar Closet(s),Ceiling Fan(s),Eat-in Kitchen,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Primary Downstairs,Soaking Tub,Storage,Vaulted Ceiling(s),Walk-In Closet(s),Tub/shower Combo,En Suite,Sitting Area
  • Finished area above ground: 3,696

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Ceiling Fan(s),Electric,Window Unit(s)

Interior Area

  • Total structure area: 3,696
  • Total interior livable area: 3,696 sqft

Property

Details

  • Parcel number: 107 007.02

Features

  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Rear Porch,Porch - Covered
  • Exterior features: Private Entrance,Private Yard,Rain Gutters
  • Has spa: Yes
  • Fencing: Barbed Wire,Front Yard,Partial,Wood

Lot

  • Lot size: 4.93 Acres
  • Features: Back Yard,Cleared,Farm,Few Trees,Front Yard,Level,Open Lot,Pasture,Pond on Lot,Private,Rural
  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Basement,Driveway,Garage,Gravel,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Cold Wave
Drought
Hail
Landslide
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance $398$4,776
Property Taxes $836$10,032
Electricity $300$3,603
Total$4,567$54,804

Income You'd Need if You Spent...

35% on housing$156,582/yr
40% on housing$137,010/yr
45% on housing$121,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 37362$313
Polk County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 37362$253
Polk County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$580,000
2026-06-09Price change$599,999
2026-05-25Listed for sale$618,000
2022-02-25Sold$425,000
2022-01-20Pending sale$425,000
2022-01-20Contingent$425,000
2022-01-16Listed for sale$425,000
2022-01-08Pending sale$425,000
2022-01-08Contingent$425,000
2021-12-27Listed for sale$425,000
2007-08-24Sold$208,000

For Sale by Agent

AgentHannah Smith
BrokerageZach Taylor - Chattanooga

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