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1561 Caminito Zaragosa, Chula Vista, CA, 91913

4beds
3baths
1,820sqft
$729,000
$401price/sqft
$5,186/moest. monthly cost
$207,440/yrincome needed

About This Home

Well-maintained corner-lot condominium offering exceptional privacy and numerous custom upgrades. Features include a beautiful limestone fireplace, a custom-built alder-wood entertainment center, elegant crown molding, plantation shutters throughout, marble-tile kitchen countertops, custom wood cabinetry, and recessed lighting. The spacious primary suite includes a walk-in closet. The upstairs laundry room is equipped with a utility sink and built-in cabinets for added convenience. The garage features epoxy flooring and custom storage cabinets. This corner-lot building features a larger L-shaped outdoor patio, Great for entertaining and barbecuing. Ideally located near restaurants, shopping centers, parks, and several highly regarded schools, including Veterans Elementary School, Rancho del Rey Middle School, Olympian High School, and Mater Dei Catholic High School. The home also features a versatile loft on the second floor, perfect for a home office, media room, or additional living space. There is an outdoor community Pool, jacuzzi, and Gym.

Getting Around

80
WalkingVery Walkable
37
TransitSome Transit
73
BikeVery Bikeable

Schools

8/10
7/10
9/10
Olympian High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Repairs Cosmetic
  • Year built: 2004

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Garage Door Opener,Microwave,Refrigerator,Washer,Convection Oven,Gas Stove,Barbecue,Gas Range,Gas Water Heater
  • Laundry features: Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathtub,Built-Ins,Shower,Shower in Tub,Stone Counters
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room
  • Common walls with other units/homes: No Unit Above or Below,End Unit,1 common wall

Heating & Cooling

  • Heating features: Combination Heating
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Property

Details

  • Parcel number: 6430522501

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: Community/Common
  • Patio & porch: Porch - Front
  • Spa features: N/K
  • Fencing: Partial
  • Has view: Yes
  • View description: N/K
  • Frontage type: N/K

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$128$1,536
Property Taxes $974$11,688
Electricity $398$4,786
Total$5,186$62,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,805/yr
40% on housing$155,580/yr
45% on housing$138,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 91913$384
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91913$439
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$729,000
2026-07-09Price change$745,000
2026-06-23Listed for sale$789,000
2026-06-15Listing removed$4,500
2026-04-30Listed for rent$4,500
2025-10-20Listing removed$4,500
2025-07-28Listed for rent$4,500
2019-03-12Listing removed$499,999
2019-01-05Price change$499,999
2018-12-31Price change$489,500
2018-12-22Price change$489,600
2018-12-20Price change$489,700
2018-12-16Price change$489,800
2018-10-27Price change$489,900
2018-09-07Price change$529,000
2018-08-30Price change$560,000
2018-08-01Listed for sale$565,000
2004-10-06Sold$463,000

For Sale by Agent

AgentBecky Alvarez
BrokerageWeichert SoCal

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