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664 Kihapai St, Kailua, HI, 96734

6beds
3baths
1,968sqft
$1,395,000
$709price/sqft
$8,248/moest. monthly cost
$329,920/yrincome needed

About This Home

GREAT PRICE IMPROVEMENT! Spacious 6-bedroom, 3-bath home approximately 1968 sq. ft. of living area in a desirable Kailua neighborhood. This versatile home features a functional floor plan with 4 bed/2 baths on the main level, and 2 bed/1 bath and wet bar on the upper level providing additional living space. Separate entries to both levels offers added flexibility for extended or multi-generational living, accommodating guests, or investment opportunities. There is also a large covered lanai perfect for relaxing or entertaining guests. With lots of space and endless potential, this home is ready for your personal updates to make it your own. Conveniently located near the heart of Kailua, with easy access to shopping, dining, schools, parks, and world-famous beaches. Don't miss this great opportunity to own a spacious home with flexible living options in one of Kailua's most sought-after communities.

Getting Around

39
WalkingCar-Dependent
34
TransitSome Transit
55
BikeBikeable

Schools

7/10
Kainalu Elementary SchoolGrades PK-60.8 mi
7/10
10/10
Kalaheo High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1955

Materials

  • Construction materials: Single Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedroom on Main Level,Full Bath on Main Level,Handicap Access
  • Flooring: Carpet,Ceramic Tile,Hardwood,Vinyl

Interior Area

  • Total structure area: 2,942
  • Total interior livable area: 1,968 sqft

Property

Details

  • Parcel number: 1430660350000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: None
  • Topography of land: Level

Lot

  • Features: Cleared,Interior Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway,Two Car Garage,Two Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$207$2,484
Property Taxes $355$4,260
Electricity $633$7,604
Total$8,248$98,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,788/yr
40% on housing$247,440/yr
45% on housing$219,946/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$709This listing

vs Other Active Listings

Avg $/sqft

ZIP 96734$1,222
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96734$964
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Contingent$1,325,000
2026-08-04Price change$1,325,000
2026-07-06Listed for sale$1,395,000

For Sale by Agent

AgentTristen Nakamura
BrokerageREMAX Hawaii

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