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4001 Ladys Secret Dr, Indian Trail, NC, 28079

4beds
3baths
2,871sqft
$584,990
$204price/sqft
$3,730/moest. monthly cost
$149,200/yrincome needed

About This Home

Welcome to this Charleston-inspired former model home on a premium lot in the sought-after equestrian community of Bonterra Village. Framed by palm trees and a landscaped travertine walkway, this charming double-porch home offers peaceful views of horses grazing in nearby pastures and beautiful sunrises. Inside, natural light floods both levels of the home, highlighting the 10-foot ceilings, extensive moldings, brand new LVP flooring throughout the main level, stainless steel appliances, walk-in pantry, private study, and sunroom with vaulted ceiling. The open floor plan flows effortlessly, with abundant natural light and peaceful views of the private, tree-lined backyard from multiple angles. The glamorous formal dining room with a tray ceiling is perfect for Sunday dinners or evening meals with family and friends. The rare private, tree-lined fenced backyard features a gazebo, travertine tile outdoor areas, and a fully wired shed with electricity—ideal for storage, hobbies, or workshop use. Upstairs, the spacious primary suite includes a vaulted ceiling, granite countertops, and a tiled walk-in shower. Both the primary suite and an additional upstairs bedroom offer direct access to the upper porch, creating a flexible layout ideal for a guest room, child’s room, or private retreat. A large bonus room offers flexibility as a media room, playroom, or optional fifth bedroom. Convenient second-floor laundry adds everyday ease. The oversized garage features windows for added natural light and extra space for storage or workspace needs. With 4 bedrooms and 3 full baths, this home offers comfort, functionality, and custom details throughout. While relaxing on the upper porch with palm trees swaying, you feel like you are at the coast—an ideal place to unwind and enjoy the peaceful surroundings. Bonterra Village amenities include a clubhouse, pool, fitness center, tennis, pickleball and basketball courts, playgrounds, scenic walking trails and so much more—all conveniently located near I-485 and the Monroe Bypass.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Poplin Elementary SchoolGrades PK-50.4 mi
10/10
7/10
Porter Ridge High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Insulated Windows
  • Fireplace features: Family Room,Gas
  • Finished area below ground: 0
  • Finished area above ground: 2,871

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,871
  • Total interior livable area: 2,871 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 07021237
  • Zoning: AP6
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Covered,Front Porch,Patio,Porch

Lot

  • Lot size: 0.23 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$185$2,220
Property Taxes $320$3,840
Electricity $267$3,208
Total$3,730$44,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,885/yr
40% on housing$111,900/yr
45% on housing$99,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 28079$218
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28079$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$584,990
2019-07-31Sold$315,000
2005-11-09Sold$258,500

For Sale by Agent

AgentMatthew Maddalone
BrokerageMaddalone Real Estate LLC

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