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1047 Curry Way, Matthews, NC, 28104

3beds
2baths
1,751sqft
$425,000
$243price/sqft
$2,706/moest. monthly cost
$108,240/yrincome needed

About This Home

Looking for that elusive "move-in ready" gem? This is it. Tucked away on the Union County side of Matthews, this darling ranch-style home is the definition of easy living. From the moment you pull into the driveway, you can tell this one has been truly loved—it’s meticulously maintained, spotless, and ready for its next chapter. Step inside and you’re greeted by a bright, airy layout featuring 3 spacious bedrooms and 2 full bathrooms. No stairs to navigate and no weekend projects to tackle—just clean lines, neutral tones, and a sense of calm. The living spaces feel open and inviting, but the real star of the show is the sunroom. Bathed in natural light, it’s the perfect spot for your morning coffee, a quiet home office, or simply unwinding while overlooking the backyard. The kitchen is efficient and sparkling, making meal prep a breeze rather than a chore. Whether you’re hosting a casual game night in the living room or enjoying a slow afternoon in the sunroom, the floor plan flows effortlessly from one space to the next. Outside, the property continues to impress with a yard that offers just the right amount of space to enjoy the fresh air without spending your entire Sunday on landscaping. It’s a private little retreat that’s incredibly low-maintenance, giving you more time to actually enjoy your home. Location-wise, you get the best of both worlds: the quiet charm of Union County living with the convenience of Matthews shopping and dining just minutes away. This isn't just a house; it’s a lifestyle upgrade for anyone who values their time and wants a home that’s as functional as it is charming. Come see why this one-story beauty is the breath of fresh air you’ve been waiting for.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
6/10
Sun Valley Middle SchoolGrades 6-83.7 mi
5/10
Sun Valley High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Bar,Walk-In Closet(s)
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 1,751

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,751
  • Total interior livable area: 1,751 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 07130061
  • Zoning: AT1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.10 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$115$1,380
Property Taxes $242$2,904
Electricity $200$2,405
Total$2,706$32,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,777/yr
40% on housing$81,180/yr
45% on housing$72,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 28104$245
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28104$236
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$410,000
2026-06-05Listed for sale$425,000
2024-02-28Sold$380,000
2024-01-03Listed for sale$400,000
2007-02-02Sold$199,500

For Sale by Agent

AgentSheila Chillcott
BrokerageCOMPASS

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