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405 Galesburg Dr, Monroe, NC, 28110

4beds
3baths
2,151sqft
$400,000
$186price/sqft
$2,511/moest. monthly cost
$100,440/yrincome needed

About This Home

Welcome to this beautifully updated 4-bedroom, 2.5-bath home offering over 2,000 square feet of comfortable living space, tucked away on a quiet cul-de-sac. With solar panels, stylish upgrades throughout, and a private fenced backyard that backs to open space, this move-in-ready home combines efficiency, comfort, and modern design. Relax on the inviting rocking chair front porch before stepping inside to an open, light-filled floor plan featuring updated flooring, fresh fixtures, new faucets, updated vanities, and tasteful finishes throughout. The spacious living room is centered around a cozy gas fireplace and flows seamlessly into the kitchen, complete with stainless steel appliances (approximately two years old), gas cooktop, a butcher block island, and great cabinet space. Upstairs, you'll find a newly added fourth bedroom, offering endless possibilities for a home office, playroom, guest suite, or workout room. The spacious primary suite features a walk-in closet and an updated en-suite bath with a new vanity, stylish barn door, and refreshed finishes. Step outside to your private backyard retreat. The fully fenced yard backs to open space for added privacy, while the newly added pergola and expanded concrete patio create the perfect setting for relaxing, grilling, or gathering with friends. Additional highlights include a 2024 HVAC system, garage storage, and new carpet. This thoughtfully updated home is ready for its next owners to enjoy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Shiloh Elementary SchoolGrades PK,3-52.5 mi
6/10
Sun Valley Middle SchoolGrades 6-82.8 mi
5/10
Sun Valley High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s)
  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 2,151

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,151
  • Total interior livable area: 2,151 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 09402241
  • Zoning: Res
  • Special condition: Standard
  • Exclusions: water softener,filtration system,reverse osmosis,all curtain rods upstairs - see agent remarks

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.21 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$131$1,572
Property Taxes $158$1,896
Electricity $200$2,405
Total$2,511$30,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,091/yr
40% on housing$75,330/yr
45% on housing$66,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$189
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$395,000
2026-07-17Listed for sale$400,000
2022-08-22Sold$355,000
2022-07-25Pending sale$355,000
2022-07-19Price change$355,000
2022-07-07Listed for sale$365,000
2019-04-12Sold$239,000
2019-03-13Pending sale$239,000
2019-02-27Price change$239,000
2019-02-22Listed for sale$244,900
2005-08-05Sold$171,500

For Sale by Agent

AgentMolly Simpson
BrokerageEXP Realty LLC

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