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10425 198th Street Ct E, Graham, WA, 98338

3beds
3baths
1,716sqft
$450,000
$262price/sqft
$2,958/moest. monthly cost
$118,320/yrincome needed

About This Home

Move-in ready, this well-maintained 3-bedroom, 2.5-bath townhouse in Graham offers a functional layout, tasteful updates, and comfortable living throughout. Features include updated countertops, durable laminate flooring, and an updated primary bathroom. Designed for added privacy, the home's only shared wall is the attached storage shed.Enjoy a low-maintenance yard and a community park just down the street with a playground, grass area, and basketball court. Ideally located near shopping, dining, schools, and everyday amenities, with easy access to South Hill and JBLM. This home offers the perfect blend of comfort and convenience.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
Nelson Elementary SchoolGrades PK-51.4 mi
5/10
Frontier Middle SchoolGrades 6-81.4 mi
7/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional,Townhouse
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Cooking - Electric Hookup,Cooking-Electric,Dryer-Electric
  • Laundry features: Electric Dryer Hookup

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,716 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 9005090070
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Cooking-Electric,Dryer-Electric,Fireplace,Primary Bathroom,Walk-In Closet(s)
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 4,643 sqft
  • Features: Paved,Sidewalk

Parking

  • Total spaces: 4
  • Parking features: Individual Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$115$1,380
Property Taxes $419$5,028
Electricity $149$1,793
Total$2,958$35,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,417/yr
40% on housing$88,740/yr
45% on housing$78,880/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 98338$229
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98338$288
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$450,000
2020-09-30Sold$362,000
2020-08-19Pending sale$335,000
2020-08-13Listed for sale$335,000
2014-01-08Sold$142,000
2005-08-15Sold$196,275

For Sale by Agent

AgentAlexandra Thayer
BrokerageHomeSmart Real Estate Assoc

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