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511 N Johnson St, Monroe, NC, 28112

4beds
3baths
1,165sqft
$279,900
$240price/sqft
$1,921/moest. monthly cost
$76,840/yrincome needed

About This Home

Welcome home to this stunning 4-bedroom, 2.5-bath residence that perfectly blends modern finishes with timeless charm. From the inviting covered front porch to the bright, open-concept interior, this home is designed for comfortable everyday living and effortless entertaining. Step inside to discover a spacious open floor plan featuring luxury flooring, abundant natural light, and a beautifully updated kitchen complete with stainless steel appliances, ample cabinetry, subway tile backsplash, and generous counter space. The main-level primary suite offers a private retreat with a large walk-in closet, dual vanity, and an oversized tiled walk-in shower. Upstairs, you'll find additional spacious bedrooms and a flexible living space ideal for guests, a home office, or hobbies. Outside, enjoy the expansive covered front porch, large driveway, covered parking area, and additional storage building. Conveniently located just minutes from Historic Downtown Monroe, residents can enjoy local restaurants, breweries, coffee shops, boutiques, parks, and community events. Easy access to US-74, Monroe Crossing Mall, shopping, dining, medical facilities, and the Charlotte-Monroe Executive Airport makes commuting and daily errands a breeze.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
Monroe Middle SchoolGrades 6-81.4 mi
2/10
Monroe High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,165

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,165
  • Total interior livable area: 1,165 sqft

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 09273254
  • Zoning: AQ5
  • Special condition: Notice Of Default

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.15 Acres
  • Lot size dimensions: 50 x 132 x 50 x 133

Parking

  • Parking features: Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$99$1,188
Property Taxes $207$2,484
Electricity $200$2,405
Total$1,921$23,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,862/yr
40% on housing$57,630/yr
45% on housing$51,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 28112$202
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28112$184
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Sold$242,765
2022-10-26Listing removed--
2022-10-06Listed for sale$300,000
2021-08-20Sold$93,000
1998-04-06Sold$36,000

Unknown Listed By

AgentNancy Braun
BrokerageShowcase Realty LLC

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