400 S Westover Dr, Monroe, NC, 28112
About This Home
Don't let the age fool you! This beautifully maintained all-brick ranch offers over 2,000 square feet of comfortable living space and updates that make it feel much newer than its 1975 build date. Situated on a spacious .595-acre lot, this inviting home features three generously sized bedrooms, including a primary suite with a walk-in closet, laminate flooring throughout, a spacious dining area perfect for gathering with family and friends, and an updated kitchen showcasing quartz countertops, a tile backsplash, and abundant cabinetry. Relax by the cozy electric fireplace or unwind on the screened porch overlooking the private backyard. The adjoining deck and gazebo create the perfect setting for outdoor entertaining, while mature trees provide beauty, shade and privacy. A new roof installed in 2022, a spacious two-car garage, and one of the home's hidden gems is the oversized storage room with convenient access from both the garage and laundry room that provide the extra space that today's buyers appreciate. With generous room sizes, thoughtful updates, exceptional storage, and inviting outdoor living spaces, this home is much more than meets the eye. Come see for yourself why this one is sure to impress.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Foundation: Crawl Space
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range
- Laundry features: Laundry Room
Bathroom Full
- Level: Main
Bathroom Half
- Level: Main
Bathroom Half
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
- Main level bedrooms: 3
Dining Area
- Level: Main
Family Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 2,018
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,018
- Total interior livable area: 2,018 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 09276205
- Zoning: AQ5
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.59 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Union County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,072 | $24,864 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $303 | $3,636 |
| Electricity | $200 | $2,405 |
| Total | $2,720 | $32,640 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $409,900 |
| 2025-12-18 | Listing removed | $400,000 |
| 2025-10-28 | Listed for sale | $400,000 |
| 2025-10-27 | Listing removed | $435,000 |
| 2025-09-04 | Price change | $435,000 |
| 2025-08-06 | Price change | $455,000 |
| 2025-06-06 | Listed for sale | $465,000 |
| 2022-02-22 | Sold | $280,000 |
| 2022-01-20 | Pending sale | $280,000 |
| 2022-01-20 | Listed for sale | $280,000 |
For Sale by Agent
View on Zillow