See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1201 Memory Ln, Monroe, NC, 28112

3beds
2baths
1,830sqft
$299,900
$164price/sqft
$2,044/moest. monthly cost
$81,760/yrincome needed

About This Home

Looking for a move-in ready home in Monroe with no HOA? Welcome to 1201 Memory Lane, an all-brick 3-bedroom, 2-bath ranch situated on a spacious corner lot with a fully fenced backyard with outdoor living area, and mature trees. With approximately 1,830 square feet, this home offers comfortable one-level living plus a versatile flex space ideal for a home office, hobby room, play area, or workout room. Major improvements provide peace of mind, including a new roof (2020); replacement windows (2020); updated bathrooms; new water heater (2025); and a recently replaced water main. Outdoor living is just as inviting with a patio, level backyard, fire pit area, and an 8x10 storage building area. The attached two-car carport offers convenient covered parking, while the absence of HOA restrictions provides added flexibility. Conveniently located in Monroe, North Carolina, with easy access to shopping, dining, schools, and commuting routes to Charlotte and the surrounding areas, this property combines value, updates, and outdoor space in one package. Key Features: - All-brick ranch home - 3 bedrooms, 2 bathrooms - Approximately 1,830 square feet - Corner lot with mature trees - Fully fenced backyard - Flex room/home office space - Roof replaced in 2020 - Replacement windows in 2020 - Updated bathrooms - Water heater replaced in 2025 - Newer water main - Patio and fire pit area - 8x10 storage building - Attached two-car carport - No HOA - Convenient Monroe, NC location. Come make this yours today!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

2/10
Monroe Middle SchoolGrades 6-81.1 mi
2/10
Monroe High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Flooring: Tile,Vinyl,Wood
  • Fireplace features: Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 1,830

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,830
  • Total interior livable area: 1,830 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 09279011
  • Zoning: AQ5
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Exterior features: Storage
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 0.37 Acres
  • Features: Cleared,Corner Lot,Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$106$1,272
Property Taxes $222$2,664
Electricity $200$2,405
Total$2,044$24,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,080/yr
40% on housing$61,320/yr
45% on housing$54,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 28112$202
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28112$184
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$299,900
2026-08-01Listing removed$299,900
2026-07-20Price change$299,900
2026-06-18Price change$314,900
2026-06-09Price change$319,000
2026-05-20Listed for sale$324,900
2020-11-02Sold$203,250
2020-09-22Pending sale$199,900
2020-09-18Listed for sale$199,900
2020-03-12Sold$123,690
2020-01-29Price change$117,800
2020-01-10Listed for sale$128,802
2019-07-25Listing removed$125,400
2019-07-24Price change$125,400
2019-07-21Price change$128,620
2019-07-18Price change$128,569
2019-07-15Price change$128,557
2019-07-13Price change$128,538
2019-07-10Listed for sale--
2017-12-18Sold$161,500
2017-11-15Pending sale$165,000
2017-11-02Listed for sale$165,000
2017-01-17Listing removed$1,045
2016-01-12Listing removed$1,025
2015-12-11Listed for rent$1,025
2006-10-27Sold$134,000
2002-05-16Sold$94,500
1998-05-05Sold$80,000

For Sale by Agent

AgentTodd Beddard
BrokerageReal Broker, LLC

Similar Homes