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55 King St #3, Dorchester, MA, 02122

2beds
1baths
863sqft
$475,000
$550price/sqft
$3,326/moest. monthly cost
$133,040/yrincome needed

About This Home

EXPERIENCE THE PERFECT BLEND OF MODERN UPDATES, PRIVATE OUTDOOR LIVING & AN UNBEATABLE DORCHESTER LIFESTYLE! Welcome to 55 King Street, Unit 3, an exceptional TOP FLOOR residence that seamlessly blends timeless style, thoughtful upgrades and an enviable location. Filled with natural light, this beautifully maintained home showcases a sophisticated NEUTRAL COLOR PALETTE, creating a bright, inviting atmosphere that's ready for your personal touch. Every space has been designed to maximize comfort while offering the LOW MAINTENANCE LIFESTYLE today's buyers are seeking. This MOVE-IN READY home has been extensively updated with NEW VINYL SIDING (2024), NEW WATER HEATER (2025), NEW INSULATION THROUGHOUT (2024), and a private washer and dryer that are just two years old, providing peace of mind and exceptional long-term value. What truly sets this property apart is its EXCLUSIVE PRIVATE BACK DECK as this is the ONLY UNIT IN THE BUILDING to feature this highly sought-after outdoor retreat. Whether you're enjoying your morning coffee, dining al fresco, entertaining friends, or simply relaxing after a long day, this private oasis is a rare luxury in the city. The benefits continue with the tranquility of TOP FLOOR LIVING, offering no neighbors above you for added privacy. You'll also appreciate the convenience of your own private washer and dryer and dedicated storage area in the basement, amenities that are increasingly difficult to find. Ideally located just a short walk to the SHAWMUT MBTA RED LINE STATION, commuting to DOWNTOWN BOSTON, THE LONGWOOD MEDICAL AREA, CAMBRIDGE, and beyond is effortless. Just minutes away, ADAMS VILLAGE offers acclaimed restaurants, cozy cafés, local boutiques, parks, and everyday conveniences, placing some of Dorchester's best dining and entertainment right outside your door. Rarely does a home offer this combination of PRIVACY, EXTENSIVE RECENT IMPROVEMENTS, EXCLUSIVE OUTDOOR SPACE, DEDICATED BASEMENT STORAGE, PRIVATE LAUNDRY, and EXCEPTIONAL WALKABILITY! Open House Saturday, August 1st from 10:00am-11:30am!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Basement

Bathroom1

  • Features: Bathroom - Full
  • Level: Third
  • Area: 36

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Third
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 863
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 863
  • Total interior livable area: 863 sqft

Kitchen

  • Features: Flooring - Hardwood
  • Level: Third
  • Area: 266

Living Room

  • Features: Flooring - Hardwood
  • Level: Third
  • Area: 224

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Third
  • Area: 156

Property

Details

  • Parcel number: 4355377
  • Zoning: CD

Features

  • Patio & porch: Deck - Wood
  • Exterior features: Deck - Wood

Lot

  • Lot size: 0.02 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$112$1,344
Property Taxes $459$5,508
Electricity $354$4,259
Total$3,326$39,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,034/yr
40% on housing$99,780/yr
45% on housing$88,693/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 02122$371
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02122$561
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$475,000
2023-07-19Sold$419,000
2022-04-15Listing removed--
2022-03-15Listed for rent$2,400
2020-06-12Listing removed$2,100
2020-06-04Listed for rent$2,100
2019-10-24Listing removed$2,000
2019-10-06Price change$2,000
2019-09-23Listed for rent$2,200
2018-03-19Sold$380,000
2017-10-27Sold$370,000
2017-09-19Price change$364,000
2017-09-08Listed for sale$379,000
2008-06-16Sold$192,000
2003-06-30Sold$196,000

For Sale by Agent

AgentChristie Kane
BrokerageBella View Realty Group, LLC

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