See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

860 Massachusetts Ave #854-8, Cambridge, MA, 02139

1beds
1baths
697sqft
$659,000
$945price/sqft
$4,129/moest. monthly cost
$165,160/yrincome needed

About This Home

Nestled in the heart of Cambridge, this well-located unit is just steps from Harvard, MIT and the Red Line. Walkable to all the Mass Ave has to offer between Harvard and Kendall Squares. The elegant courtyard entrance with its beautiful, tranquil landscaping makes this complex stand out! The condo itself features a King size bedroom with great built in closets. A large spacious living room with hardwood floors throughout. An eat-in kitchen with Corian counters, ceramic tile flooring, tile backsplash, and crisp white cabinets. Modern subway tile white bath. There is a large storage room in the basement and common laundry in the building. This is a "Classic 1920's" charming complex. Why rent when you can buy; similar units rent for 3000.00 per month. Some photos are staged.

Getting Around

97
WalkingWalker's Paradise
76
TransitExcellent Transit
96
BikeBiker's Paradise

Schools

9/10
7/10

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2003

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Refrigerator
  • Laundry features: In Building

Bathroom1

  • Level: First
  • Area: 40

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood,Tile
  • Finished area above ground: 697

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 697
  • Total interior livable area: 697 sqft

Kitchen

  • Level: First
  • Area: 98

Living Room

  • Level: First
  • Area: 240

Master Bedroom

  • Level: First
  • Area: 240

Property

Details

  • Parcel number: 4522739
  • Zoning: R

Features

  • Exterior features: Courtyard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$98$1,176
Property Taxes $345$4,140
Electricity $354$4,259
Total$4,129$49,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,565/yr
40% on housing$123,870/yr
45% on housing$110,106/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$945This listing

vs Other Active Listings

Avg $/sqft

ZIP 02139$626
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02139$809
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$659,000
2026-06-24Listed for sale$675,000
2021-04-04Listing removed--
2020-12-17Price change$1,975
2020-12-05Listed for rent$2,300
2017-09-27Sold$535,000
2017-09-01Pending sale$539,000
2017-07-20Price change$539,000
2017-07-12Listed for sale$569,000
2009-01-22Sold$309,000

For Sale by Agent

AgentLoretta Mosca
BrokerageBessette Realty

Similar Homes