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323 Bascule Dr, Lorain, OH, 44052

2beds
2baths
1,058sqft
$390,000
$369price/sqft
$2,910/moest. monthly cost
$116,400/yrincome needed

About This Home

Enjoy easy one-floor living in this thoughtfully designed cottage-style home, to be built in HarborWalk, one of Lorain's premier waterfront communities. This Energy Star-certified home offers high-efficiency construction, an open-concept layout, attached two-car garage, and a full basement providing ample storage and future finishing potential. Located along the Black River, HarborWalk offers residents access to exceptional community amenities, including a swimming pool, fitness center, and beautifully maintained common areas. Conveniently situated near downtown Lorain, Black River Landing, marinas, restaurants, shopping, and Lake Erie recreation. Don't miss the opportunity to personalize your new home and enjoy low-maintenance living in this desirable waterfront community. Additional floor plans and homesites may be available. Taxes to be determined. Home is to be built. Buyer may have the opportunity to select certain finishes and options.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
4/10
Longfellow Middle SchoolGrades 6-81.0 mi
3/10
Lorain High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: New Construction,To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,058

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,058
  • Total interior livable area: 1,058 sqft

Property

Details

  • Parcel number: 0201001112002
  • Special condition: Builder Owned

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Association,Community
  • On waterfront: Yes

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$300$3,600
Property Taxes $445$5,340
Electricity $193$2,320
Total$2,910$34,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,771/yr
40% on housing$87,300/yr
45% on housing$77,600/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 44052$91
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44052$115
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$390,000

New Construction

AgentJacqueline A Jakacki
BrokerageRE/MAX Above & Beyond

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