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633 Fort Hill St, Loudon, TN, 37774

4beds
3baths
2,618sqft
$995,000
$380price/sqft
$5,818/moest. monthly cost
$232,720/yrincome needed

About This Home

This Panoramic Horseshoe View of the Tennessee River/Watts Bar Lake and The Cumberland Mountains is breath taking. This is a rare opportunity to live in this Upscale neighborhood of Fort Hill Subdivision. This is a very prestigious and tranquil neighborhood that is both private and convenient. This Basement Rancher has a finished walk-out basement. 4 Bedrooms, 3 Full Baths, Living Room, Great Room with Fireplace and a view of the mountains and lake that is a year around . This home also has a Safe Room and a room for storage that was also a Train Room. Circle Driveway with Large 2 car Garage on main level and One car garage on Lower level. Come sit on the screened in porch or the deck and enjoy this serene view or sit in the breakfast room with a large skylight and enjoy the view while feeling the warmth of the sun. Schedule your showing today.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Loudon Elementary SchoolGrades PK-51.7 mi
5/10
Ft Loudoun Middle SchoolGrades 6-81.6 mi
6/10
Loudon High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Dryer,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Bonus Room
  • Window features: Drapes
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,618
  • Total interior livable area: 2,618 sqft

Property

Details

  • Parcel number: 033P D 00300 000

Features

  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes

Lot

  • Lot size: 0.30 Acres
  • Features: Other
  • Lot size dimensions: 95 x 143 x 95 x 140

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance $294$3,528
Property Taxes $281$3,372
Electricity $212$2,552
Total$5,818$69,816

Income You'd Need if You Spent...

35% on housing$199,474/yr
40% on housing$174,540/yr
45% on housing$155,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$212
Loudon County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,185,000

For Sale by Agent

AgentLinda Lefler
BrokerageSouthern Charm Homes

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