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4210 Price Short Cut Rd, Monroe, NC, 28110

2beds
1baths
732sqft
$215,000
$294price/sqft
$1,441/moest. monthly cost
$57,640/yrincome needed

About This Home

This cute, small ranch home is bursting with potential and waiting for your personal touch. Nestled in a peaceful country setting on a generous 0.558-acre lot, this property is a true diamond in the rough. The layout features 2 cozy bedrooms, 1 full bathroom, a welcoming den, a functional kitchen, and the added convenience of a separate laundry room. While the home needs some TLC, the possibilities are endless to restore its charm, make it your own, or build something new. Enjoy the absolute freedom of having NO HOA while experiencing the perfect balance of rural tranquility and everyday convenience. Despite its country feel, you are just a short drive away from local shops, grocery stores, and restaurants. Bring your vision and your toolbelt—this incredible investment opportunity won't last long! Home being sold "AS IS"

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Rocky River ElementaryGrades PK-51.1 mi
6/10
Sun Valley Middle SchoolGrades 6-82.9 mi
5/10
Sun Valley High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Utility Room

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Den

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 732

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 732
  • Total interior livable area: 732 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Features: Attic Other
  • Level: Main

Property

Details

  • Parcel number: 09372018
  • Zoning: AG2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.56 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$70$840
Property Taxes $84$1,008
Electricity $200$2,405
Total$1,441$17,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,405/yr
40% on housing$43,230/yr
45% on housing$38,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$190
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$215,000
2014-11-12Sold$60,500

For Sale by Agent

AgentCathy Weaver
BrokerageHoward Hanna Allen Tate Charlotte South

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