574 Sudbury Cir, Oswego, IL, 60543
About This Home
Impeccably maintained, one-owner attached ranch home offering comfort, space, and versatility! This thoughtfully designed home features 2 bedrooms and 2 full baths on the main level, including a spacious primary suite with vaulted ceilings and a walk-in closet. The bright and open kitchen is perfect for everyday living and entertaining, complete with an island, abundant cabinetry and a separate dining area.The dramatic two-story family room is filled with natural light and flows seamlessly to a versatile loft space-ideal for a home office, second living area, fitness space, or flex room to suit your needs. Relax and unwind in the cozy screened-in porch overlooking peaceful, private prairie views.Additional highlights include an unfinished English basement with plumbing rough-in, offering endless potential for future living space. Conveniently located near shopping, dining, downtown amenities, parks, and scenic trails-this home truly has it all!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding,Brick
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Water Softener Owned,Humidifier
- Laundry features: Main Level,Sink
Basement
- Has basement: Yes
- Basement: Finished,Full,Daylight
Bedroom2
- Features: Flooring (Carpet),Window Treatments (Blinds)
- Level: Main
- Area: 132
- Dimensions: 12X11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Eating Area
- Features: Flooring (Wood Laminate),Window Treatments (Blinds)
- Level: Main
- Area: 100
- Dimensions: 10X10
Features
- Cathedral Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Storage
- Window features: Screens
- Common walls with other units/homes: End Unit
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,570 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island),Flooring (Wood Laminate),Window Treatments (Blinds)
- Level: Main
- Area: 168
- Dimensions: 12X14
Laundry
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 56
- Dimensions: 8X7
Living Room
- Features: Flooring (Carpet),Window Treatments (Blinds)
- Level: Main
- Area: 270
- Dimensions: 18X15
Loft
- Features: Flooring (Carpet),Window Treatments (Blinds)
- Level: Second
- Area: 182
- Dimensions: 14X13
Master Bedroom
- Features: Flooring (Carpet),Window Treatments (Blinds),Bathroom (Full)
- Level: Main
- Area: 195
- Dimensions: 15X13
Screened Porch
- Features: Flooring (Other)
- Level: Main
- Area: 110
- Dimensions: 10X11
Storage
- Features: Flooring (Other)
- Level: Second
- Area: 156
- Dimensions: 12X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0329113018
- Special condition: None
- Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump
Features
- Patio & porch: Deck,Patio,Screened
Lot
- Lot size: 5,400 sqft
- Features: Landscaped
- Lot size dimensions: 45 X 120
Parking
- Total spaces: 2
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,941 | $23,292 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $729 | $8,748 |
| Electricity | $130 | $1,569 |
| Total | $2,952 | $35,424 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $400,000 |
| 2026-05-04 | Listing removed | $400,000 |
| 2026-04-14 | Listed for sale | $400,000 |
| 2017-02-01 | Sold | $105,000 |
| 2003-08-20 | Sold | $226,000 |
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