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4801 W County Road 38E #4, Fort Collins, CO, 80526

3beds
2baths
1,166sqft
$194,900
$167price/sqft
$1,340/moest. monthly cost
$53,600/yrincome needed

About This Home

New Home in unique manufactured home community near Inlet Bay at Horsetooth Reservoir. Enjoy quiet mountain living close to Horsetooth Reservoir and Horsetooth Mountain Open Space. New 1,166 sq. ft. 3 Bedroom with 1 3/4 Bathrooms, Energy Star Certified and Champion Homes 7 year warranty. Monthly site fee only $850 per month. Picture sitting on your covered porch enjoying the sunset over the red rocks. Hiking and Biking trails, picnic spots and water sports & fishing just minutes away. Walk to the Horsetooth Inn for dinner and live entertainment.

Getting Around

18
WalkingCar-Dependent
0
TransitNo Nearby Transit
13
BikeSomewhat Bikeable

Schools

9/10
McGraw Elementary SchoolGrades PK-54.3 mi
6/10
Webber Middle SchoolGrades 6-83.4 mi
8/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder model: PLATTE SERIES CUSTOM
  • Builder name: Champion Homes

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Microwave,Disposal

Bedroom2

  • Area: 99
  • Dimensions: 9 x 11

Bedroom3

  • Area: 90
  • Dimensions: 9 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Area: 88
  • Dimensions: 11 x 8

Features

  • Open Floorplan
  • Window features: Window Coverings

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,166
  • Total interior livable area: 1,166 sqft

Kitchen

  • Area: 154
  • Dimensions: 11 x 14

Laundry

  • Area: 63
  • Dimensions: 7 x 9

Living Room

  • Area: 242
  • Dimensions: 11 x 22

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Area: 108
  • Dimensions: 9 x 12

Property

Details

  • Parcel number: 960620700327
  • Special condition: Licensed Owner

Features

  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 1,166 sqft
  • Features: Native Plants,Rolling Slope,Paved

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Wildfire
Winter Weather
Avalanche
Inland Flooding
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$85$1,020
Property Taxes $84$1,008
Electricity $186$2,232
Total$1,340$16,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,942/yr
40% on housing$40,200/yr
45% on housing$35,733/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 80526$191
Larimer County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 80526$253
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-16Listed for sale$199,900

For Sale by Agent

AgentJimmy Jones
BrokerageCountry Land And Homes

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