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221 W 57th St #4A, Loveland, CO, 80538

2beds
1baths
924sqft
$35,000
$38price/sqft
$392/moest. monthly cost
$15,680/yrincome needed

About This Home

Nestled beneath a canopy of mature trees, this charming 1978 Homette offers a peaceful, cabin-like setting with privacy that's hard to find. This 2-bedroom, 1-bath home features a spacious addition that dramatically expands the living space and showcases a beautiful wood-burning stove, skylight, drywall finish, and sliding glass doors leading outdoors. The addition also includes a convenient mudroom with its own exterior entrance, creating the perfect space for hobbies, storage, or everyday convenience. Inside, you'll find a spacious kitchen with abundant cabinetry, built-in storage, generous counter space, and all appliances included. The large living room provides plenty of room to relax or entertain, while the primary bedroom offers ample closet space. A stackable washer and dryer are also included. Outside, enjoy the secluded backyard complete with a covered awning, wood storage area, mature landscaping, and towering shade trees that create an inviting woodland atmosphere. A large detached shed with built-in shelving provides exceptional storage or workshop space. The home also features newer windows and a corrugated metal roof designed to provide years of dependable protection. While some flooring has been removed and a few projects remain unfinished, this home has been well cared for and offers an excellent opportunity for someone looking to personalize a property without starting from scratch. Bring your vision, add your finishing touches, and transform this unique home into something truly special.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
6/10
Loveland High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding,Under Carriage: HUD

Other

  • Builder name: Homette

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Trash Compactor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Separate Dining Room,Open Floorplan,Workshop
  • Window features: Window Coverings
  • Fireplace features: Free Standing
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall/Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Kitchen

  • Area: 126
  • Dimensions: 9 x 14

Primary Bedroom

  • Features: Shared Primary Bath
  • Area: 210
  • Dimensions: 15 x 14

Property

Accessibility

  • Accessibility features: Level Lot,Level Drive,Near Bus,Low Carpet

Details

  • Parcel number: 962600000401
  • On leased land: Yes
  • Special condition: Private Owner
  • Exclusions: Some items inside the home are being sold. There may be some furniture included with the right offerl

Features

  • Patio & porch: Deck,Enclosed

Lot

  • Features: Evergreen Trees,Deciduous Trees,Level,Paved,Sidewalks

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Wildfire
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$15$180
Property Taxes $15$180
Electricity $186$2,232
Total$392$4,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,440/yr
40% on housing$11,760/yr
45% on housing$10,453/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$218
Larimer County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$29,000
2026-07-25Listed for sale$35,000
2018-03-09Listing removed$59,900
2018-02-09Price change$59,900
2018-02-06Listed for sale$65,000
2017-01-20Sold$14,500,000

For Sale by Agent

AgentDiana Keck
BrokerageKeck Real Estate

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