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12615 Elisa Ln Unit 166, San Diego, CA, 92128

2beds
2baths
956sqft
$650,000
$680price/sqft
$4,387/moest. monthly cost
$175,480/yrincome needed

About This Home

Welcome to this beautifully situated 2-bedroom, 2-bath upper-unit condominium in the highly desirable Savannah Terrace community of Sabre Springs. Offering approximately 956 square feet of thoughtfully designed living space, this home combines comfort, convenience, and resort-style amenities in one of North County San Diego's most sought-after neighborhoods. Built in 2004, the residence features an open-concept floor plan, spacious bedrooms, indoor laundry, and a private setting ideal for both owner-occupants and investors. The unit includes an attached 1-car garage and access to exceptional community amenities. Residents enjoy access to Savannah Terrace's impressive recreation center featuring a resort-style pool and spa, fitness center, tennis courts, racquetball court, sauna, steam room, clubhouse, barbecue areas, and beautifully maintained grounds. The community is conveniently located near shopping, dining, parks, hiking trails, and major commuter routes including I-15 and SR-56.

Getting Around

39
WalkingCar-Dependent
24
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

6/10
10/10
Mt. Carmel High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 956 sqft

Property

Details

  • Parcel number: 3163401713
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Upper
  • Pool features: Community,Association
  • Has spa: Yes
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1.97 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$121$1,452
Property Taxes $582$6,984
Electricity $398$4,786
Total$4,387$52,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,411/yr
40% on housing$131,610/yr
45% on housing$116,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$680This listing

vs Other Active Listings

Avg $/sqft

ZIP 92128$479
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92128$632
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$650,000
2026-06-08Listed for sale$675,000
2022-06-13Listing removed--
2022-06-09Listed for rent$3,000
2011-06-22Sold$240,000

For Sale by Agent

AgentZandra Ulloa
BrokerageTeam Z Realty

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