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550 Melissa Dr, Oxford, OH, 45056

4beds
2baths
2,367sqft
$299,900
$127price/sqft
$2,201/moest. monthly cost
$88,040/yrincome needed

About This Home

Welcome home to this charming 4-bedroom bi-level gem, perfectly situated within walking distance of downtown Oxford! This spacious residence seamlessly blends style and function, featuring elegant main-level flooring, granite countertops in the kitchen, and a durable composite deck designed for outdoor enjoyment. The lower level boasts recently updated flooring, offering a fresh, modern space for a family room or hosting guests. Complete with a manicured lawn, a two-car garage, and a gutter guard system for low-maintenance living, this beautiful property is entirely move-in ready.

Getting Around

7
WalkingCar-Dependent
38
TransitSome Transit
16
BikeSomewhat Bikeable

Schools

6/10
Kramer Elementary SchoolGrades PK-51.2 mi
8/10
Talawanda Middle SchoolGrades 6-80.8 mi
8/10
Talawanda High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Full
  • Level: Upper

Bedroom2

  • Level: Upper
  • Area: 182

Bedroom3

  • Level: Upper
  • Area: 182

Bedroom4

  • Level: Upper
  • Area: 182

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 100

Family Room

  • Area: 209

Features

  • Window features: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Inoperable
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,367
  • Total interior livable area: 2,367 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 234

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Level: Upper
  • Area: 252

Office

  • Level: Lower
  • Area: 156

Property

Details

  • Parcel number: H4100118000042
  • Zoning description: Residential

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$143$1,716
Property Taxes $289$3,468
Electricity $253$3,046
Total$2,201$26,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,462/yr
40% on housing$66,030/yr
45% on housing$58,693/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 45056$186
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45056$161
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$299,900
2026-07-30Price change$299,900
2026-07-19Price change$309,900
2026-07-10Listed for sale$319,900
2024-02-19Sold$244,500
2024-01-02Pending sale$259,900
2023-12-20Listed for sale$259,900
2023-12-19Listing removed--
2023-09-13Listed for sale$259,000
2023-08-30Pending sale$259,000
2023-07-31Price change$259,000
2023-06-30Price change$275,000
2023-05-11Listed for sale$289,000
2009-02-27Sold$59,000
2008-11-05Sold$102,000
2003-09-09Sold$67,900

For Sale by Agent

AgentJonathan R White
BrokerageWhite's Realty

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