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370 N COYOTE Trail, Payson, AZ, 85541

1beds
1baths
960sqft
$374,900
$391price/sqft
$2,387/moest. monthly cost
$95,480/yrincome needed

About This Home

Welcome to your peaceful retreat in the gated Thompson Draw I community, surrounded by tall pines. Inside, you'll find thoughtful updates that enhance comfort and style, including refreshed finishes and inviting living spaces. The open layout connects the kitchen, dining, and great room, creating a perfect setting for relaxing or entertaining. Step outside to enjoy the cool mountain air, a spacious deck, and serene surroundings. Ideal as a weekend getaway or full-time residence, this property blends privacy with easy access to Payson's amenities and nearby outdoor recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Payson Elementary SchoolGrades K-212.4 mi
5/10
Rim Country Middle SchoolGrades 6-813.6 mi
4/10
Payson High SchoolGrades 9-1213.7 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,Steel Frame,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Cooktop,Built-In Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Full Bth Master Bdrm,Laminate Counters
  • Flooring: Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 30332012

Features

  • Stories: 1
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 0.75 Acres
  • Features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance $105$1,260
Property Taxes $171$2,052
Electricity $216$2,603
Total$2,387$28,644

Income You'd Need if You Spent...

35% on housing$81,840/yr
40% on housing$71,610/yr
45% on housing$63,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$217
Gila County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-12Listed for sale$374,900
2020-10-21Sold$263,000
2020-09-04Pending sale$263,000
2020-08-29Price change$263,000
2020-07-20Pending sale$258,000
2020-07-17Listed for sale$258,000
2008-05-12Sold$187,500
2008-04-16Listed for sale$200,000

For Sale by Agent

AgentRyan A Harju
BrokerageKeller Williams Integrity First

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